Chicago 60614

Cook County, IL · 31,039 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

53affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
28.5%
stretched
Days on market
34
daily
Price cuts
8.0%
of active
Valuation
+120.7%
vs assessor
Look up an address
58
/100
Mixed
hot · balanced · prices rising year-over-year.
Price trend
75
Affordability
65
Valuation
20
Economic health
53

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

36/ 100SellerBalancedBuyer
Seller's Market
DOM: 57d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)10
Supply & Demand (20%)85
Buy vs Rent (15%)50
Cancellation Rate (10%)0
Days on Market (5%)60

Seller-favored market in 60614. Expect to pay at or near list price. Payment burden: 28.6% of median income. Median days on market: 57. Renting is approximately 61% cheaper than buying (price-to-rent ratio: 19.3).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
HOTBALANCED

Market is running hot with fast-moving inventory. Conditions are balanced between buyers and sellers. Prices up 7.6% YoY.

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Market snapshoteach number, once

Median price
$657,139
▴ 7.6% YoY
Days on market
34
daily · zip_data
Median rent
$2,832
ZORI
Investor score
68/100
cash-flow lens
Active listings
274
90-day

Valuation3 lenses, different anchors

vs assessor
+120.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$1,450,000
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+44.5%
County-wide market — the widest, slowest signal.
Cook+44.5%
Cook+44.5%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$495
Price-to-income4.7×

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How 60614 ranks in IL
percentile vs all Illinois ZIPs · n=1303
Market velocity76%
Supply tightness56%
Affordability4%
Investment yield31%
Appreciation68%

Affordability, supply & momentum

33SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply9.9 mo
Days on Market34d
Inv vs History+19.7%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$3,319
Payment burden28.5%
Median income · ZIP$139,561
Mortgage rate6.49% · 30yr
Total monthly own$3,977
Monthly rent$2,832
Market dynamics
Price cut %8.0%
Momentumhot
LeverageBALANCED
Months of supply9.9
Sales (90d)0
Investment analysis
Median rent$2,832
Price-to-rent19.3
Est. cap rate3.4%
Buy vs rentneutral

Livability

Walk score20
Transit score83
Bike score

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Cook County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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