Chicago 60626

Cook County, IL · 11,573 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

55affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
27.4%
affordable
Days on market
42
daily
Price cuts
13.2%
of active
Valuation
+119.8%
vs assessor
Look up an address
70
/100
Stable
warming · balanced · prices rising year-over-year.
Price trend
90
Affordability
85
Valuation
20
Economic health
55

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

36/ 100SellerBalancedBuyer
Seller's Market
DOM: 64d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)0
Days on Market (5%)75

Seller-favored market in 60626. Expect to pay at or near list price. Payment burden: 27.4% of median income. Median days on market: 64. Renting is approximately 2% cheaper than buying (price-to-rent ratio: 12.2).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers. Prices up 3.5% YoY.

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Market snapshoteach number, once

Median price
$259,319
▴ 3.5% YoY
Days on market
42
daily · zip_data
Median rent
$1,767
ZORI
Investor score
88/100
cash-flow lens
Active listings
89
90-day

Valuation3 lenses, different anchors

vs assessor
+119.8%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$570,000
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+44.5%
County-wide market — the widest, slowest signal.
Cook+44.5%
Cook+44.5%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$224
Price-to-income4.5×

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How 60626 ranks in IL
percentile vs all Illinois ZIPs · n=1303
Market velocity63%
Supply tightness35%
Affordability6%
Investment yield79%
Appreciation27%

Affordability, supply & momentum

25SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply14.8 mo
Days on Market42d
Inv vs History+14.4%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$1,310
Payment burden27.4%
Median income · ZIP$57,452
Mortgage rate6.49% · 30yr
Total monthly own$1,569
Monthly rent$1,767
Market dynamics
Price cut %13.2%
Momentumwarming
LeverageBALANCED
Months of supply14.8
Sales (90d)0
Investment analysis
Median rent$1,767
Price-to-rent12.2
Est. cap rate5.3%
Buy vs rentfavors buying

Livability

Walk score17
Transit score72
Bike score—

Historical trends

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Cook County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Chicago Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Cook County