Western Springs 60558

Cook County, IL · 15,733 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

59affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
24.9%
affordable
Days on market
39
daily
Price cuts
0.0%
of active
Valuation
-29.3%
vs assessor
Look up an address
74
/100
Stable
hot · balanced · prices rising year-over-year.
Price trend
73
Affordability
95
Valuation
50
Economic health
59

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

54/ 100SellerBalancedBuyer
Balanced Market
DOM: 39d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)80
Supply & Demand (20%)85
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)40

Balanced market in 60558. List price is roughly fair — focus on condition and value. Payment burden: 24.9% of median income. Median days on market: 39. Renting is approximately 234% cheaper than buying (price-to-rent ratio: 40.1). Market appears 20% overpriced vs. assessed values.

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
HOTBALANCED

Market is running hot with fast-moving inventory. Conditions are balanced between buyers and sellers. Prices up 10.5% YoY.

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Market snapshoteach number, once

Median price
$899,376
▴ 10.5% YoY
Days on market
39
daily · zip_data
Median rent
$1,871
ZORI
Investor score
43/100
cash-flow lens
Active listings
39
90-day

Valuation3 lenses, different anchors

vs assessor
-29.3%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$635,840
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+44.5%
County-wide market — the widest, slowest signal.
Cook+44.5%
Cook+44.5%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$296
Price-to-income4.1×

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How 60558 ranks in IL
percentile vs all Illinois ZIPs · n=1303
Market velocity68%
Supply tightness63%
Affordability10%
Investment yield1%
Appreciation86%

Affordability, supply & momentum

31SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply11.6 mo
Days on Market39d
Inv vs History+1.4%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$4,543
Payment burden24.9%
Median income · ZIP$218,839
Mortgage rate6.49% · 30yr
Total monthly own$5,442
Monthly rent$1,871
Market dynamics
Price cut %0.0%
Momentumhot
LeverageBALANCED
Months of supply11.6
Sales (90d)0
Investment analysis
Median rent$1,871
Price-to-rent40.1
Est. cap rate1.6%
Buy vs rentfavors renting

Livability

Walk score7
Transit score32
Bike score

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Cook County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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