Hinsdale 60521

Dupage County, IL · 2,753 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

50affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
30.6%
stretched
Days on market
52
daily
Price cuts
9.3%
of active
Valuation
-23.9%
vs assessor
Look up an address
63
/100
Stable
hot · balanced · prices rising year-over-year.
Price trend
75
Affordability
65
Valuation
50
Economic health
50

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

67/ 100SellerBalancedBuyer
Negotiate Hard
DOM: 50d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)80
Supply & Demand (20%)100
Buy vs Rent (15%)75
Cancellation Rate (10%)0
Days on Market (5%)60

Moderate buyer leverage in 60521. Room to negotiate 5-10% below list. Payment burden: 30.7% of median income. Median days on market: 50. Renting is approximately 103% cheaper than buying (price-to-rent ratio: 24.4). Market appears 17% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
HOTBALANCED

Market is running hot with fast-moving inventory. Conditions are balanced between buyers and sellers. Prices up 8.4% YoY.

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Market snapshoteach number, once

Median price
$1,234,611
▴ 8.4% YoY
Days on market
52
daily · zip_data
Median rent
$4,208
ZORI
Investor score
53/100
cash-flow lens
Active listings
76
90-day

Valuation3 lenses, different anchors

vs assessor
-23.9%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$940,000
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+44.5%
County-wide market — the widest, slowest signal.
Cook+44.5%
Cook+44.5%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$322
Price-to-income5.0×

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How 60521 ranks in IL
percentile vs all Illinois ZIPs · n=1303
Market velocity44%
Supply tightness49%
Affordability3%
Investment yield12%
Appreciation75%

Affordability, supply & momentum

19SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply20.7 mo
Days on Market52d
Inv vs History+18.0%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$6,236
Payment burden30.6%
Median income · ZIP$244,318
Mortgage rate6.49% · 30yr
Total monthly own$7,471
Monthly rent$4,208
Market dynamics
Price cut %9.3%
Momentumhot
LeverageBALANCED
Months of supply20.7
Sales (90d)0
Investment analysis
Median rent$4,208
Price-to-rent24.4
Est. cap rate2.7%
Buy vs rentfavors renting

Livability

Walk score10
Transit score37
Bike score

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Dupage County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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