Elmhurst 60126

Dupage County, IL · 804 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

56affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
26.9%
affordable
Days on market
45
daily
Price cuts
22.5%
of active
Valuation
-63.8%
vs assessor
Look up an address
62
/100
Stable
hot · balanced · prices rising year-over-year.
Price trend
67
Affordability
85
Valuation
20
Economic health
56

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

66/ 100SellerBalancedBuyer
Negotiate Hard
DOM: 59d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)100
Supply & Demand (20%)100
Buy vs Rent (15%)75
Cancellation Rate (10%)0
Days on Market (5%)60

Moderate buyer leverage in 60126. Room to negotiate 5-10% below list. Payment burden: 26.9% of median income. Median days on market: 59. Renting is approximately 87% cheaper than buying (price-to-rent ratio: 22.4). Market appears 65% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
HOTBALANCED

Market is running hot with fast-moving inventory. Conditions are balanced between buyers and sellers. Prices up 7.9% YoY.

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Market snapshoteach number, once

Median price
$635,146
▴ 7.9% YoY
Days on market
45
daily · zip_data
Median rent
$2,360
ZORI
Investor score
58/100
cash-flow lens
Active listings
138
90-day

Valuation3 lenses, different anchors

vs assessor
-63.8%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$230,000
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+44.5%
County-wide market — the widest, slowest signal.
Cook+44.5%
Cook+44.5%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$193
Price-to-income4.4×

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How 60126 ranks in IL
percentile vs all Illinois ZIPs · n=1303
Market velocity56%
Supply tightness39%
Affordability6%
Investment yield17%
Appreciation70%

Affordability, supply & momentum

23SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply12.8 mo
Days on Market45d
Inv vs History+13.6%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$3,208
Payment burden26.9%
Median income · ZIP$143,333
Mortgage rate6.49% · 30yr
Total monthly own$3,843
Monthly rent$2,360
Market dynamics
Price cut %22.5%
Momentumhot
LeverageBALANCED
Months of supply12.8
Sales (90d)0
Investment analysis
Median rent$2,360
Price-to-rent22.4
Est. cap rate2.9%
Buy vs rentfavors renting

Livability

Walk score9
Transit score20
Bike score

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Dupage County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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