Bellwood 60104

Cook County, IL · 19,632 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

67affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
20.1%
affordable
Days on market
94
daily
Price cuts
21.5%
of active
Valuation
-25.7%
vs assessor
Look up an address
78
/100
Stable
warming · balanced · prices rising year-over-year.
Price trend
82
Affordability
95
Valuation
50
Economic health
67

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

42/ 100SellerBalancedBuyer
Balanced Market
DOM: 67d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)40
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)50
Days on Market (5%)75

Balanced market in 60104. List price is roughly fair — focus on condition and value. Payment burden: 20.1% of median income. Median days on market: 67. Renting is approximately 2% cheaper than buying (price-to-rent ratio: 12.2).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers. Prices up 4.3% YoY.

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Market snapshoteach number, once

Median price
$255,783
▴ 4.3% YoY
Days on market
94
daily · zip_data
Median rent
$1,750
ZORI
Investor score
90/100
cash-flow lens
Active listings
58
90-day

Valuation3 lenses, different anchors

vs assessor
-25.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$190,010
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+44.5%
County-wide market — the widest, slowest signal.
Cook+44.5%
Cook+44.5%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$170
Price-to-income3.3×

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How 60104 ranks in IL
percentile vs all Illinois ZIPs · n=1303
Market velocity18%
Supply tightness33%
Affordability26%
Investment yield79%
Appreciation35%

Affordability, supply & momentum

7SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply24.9 mo
Days on Market94d
Inv vs History+21.3%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$1,292
Payment burden20.1%
Median income · ZIP$77,270
Mortgage rate6.49% · 30yr
Total monthly own$1,548
Monthly rent$1,750
Market dynamics
Price cut %21.5%
Momentumwarming
LeverageBALANCED
Months of supply24.9
Sales (90d)0
Investment analysis
Median rent$1,750
Price-to-rent12.2
Est. cap rate5.3%
Buy vs rentfavors buying

Livability

Walk score3
Transit score20
Bike score

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Cook County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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