Stone Park 60165

Cook County, IL · 3,762 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

64affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
21.6%
affordable
Days on market
56
daily
Price cuts
0.0%
of active
Valuation
-32.7%
vs assessor
Look up an address
77
/100
Stable
warming · balanced · prices rising year-over-year.
Price trend
90
Affordability
95
Valuation
35
Economic health
64

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

59/ 100SellerBalancedBuyer
Balanced Market
DOM: 101d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)80
Supply & Demand (20%)100
Buy vs Rent (15%)75
Cancellation Rate (10%)25
Days on Market (5%)100

Balanced market in 60165. List price is roughly fair — focus on condition and value. Payment burden: 21.6% of median income. Median days on market: 101. Renting is approximately 68% cheaper than buying (price-to-rent ratio: 20.2). Market appears 20% overpriced vs. assessed values.

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers. Prices up 3.9% YoY.

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Market snapshoteach number, once

Median price
$267,956
▴ 3.9% YoY
Days on market
56
daily · zip_data
Median rent
$1,104
ZORI
Investor score
59/100
cash-flow lens
Active listings
5
90-day

Valuation3 lenses, different anchors

vs assessor
-32.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$180,240
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+44.5%
County-wide market — the widest, slowest signal.
Cook+44.5%
Cook+44.5%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$141
Price-to-income3.6×

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How 60165 ranks in IL
percentile vs all Illinois ZIPs · n=1303
Market velocity40%
Supply tightness0%
Affordability18%
Investment yield25%
Appreciation31%

Affordability, supply & momentum

28SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply14.0 mo
Days on Market56d
Inv vs History-29.6%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$1,354
Payment burden21.6%
Median income · ZIP$75,165
Mortgage rate6.49% · 30yr
Total monthly own$1,621
Monthly rent$1,104
Market dynamics
Price cut %0.0%
Momentumwarming
LeverageBALANCED
Months of supply14
Sales (90d)0
Investment analysis
Median rent$1,104
Price-to-rent20.2
Est. cap rate3.2%
Buy vs rentfavors renting

Livability

Walk score20
Transit score
Bike score

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Cook County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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