Abingdon 21009

Harford County, MD · 11,423 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

68affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
19.7%
affordable
Days on market
25
daily
Price cuts
21.8%
of active
Valuation
-59.3%
vs assessor
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65
/100
stable
stable · seller slight · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

38/ 100SellerBalancedBuyer
Seller's Market
DOM: 37d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)60
Supply & Demand (20%)70
Buy vs Rent (15%)50
Cancellation Rate (10%)0
Days on Market (5%)40

Seller-favored market in 21009. Expect to pay at or near list price. Payment burden: 19.7% of median income. Median days on market: 37. Renting is approximately 26% cheaper than buying (price-to-rent ratio: 15.1).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
STABLESELLER SLIGHT

Market is holding steady with balanced conditions. Sellers hold a slight edge.

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Market snapshoteach number, once

Median price
$379,536
▴ 0.1% YoY
Days on market
25
daily · zip_data
Median rent
$2,090
ZORI
Investor score
69/100
cash-flow lens
Active listings
69
90-day

Valuation3 lenses, different anchors

vs assessor
-59.3%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$154,400
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+44.1%
County-wide market — the widest, slowest signal.
Harford+44.1%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$170
Price-to-income3.2×

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How 21009 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

42SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply7.9 mo
Days on Market25d
Inv vs History+26.0%
Listing Density--
Market dynamics
Price cut %21.8%
Momentumstable
LeverageSELLER SLIGHT
Months of supply7.9
Sales (90d)0
Investment analysis
Median rent$2,090
Price-to-rent15.1
Est. cap rate4.3%
Buy vs rentneutral

Livability

Walk score4
Transit score2
Bike score—

Historical trends

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Harford County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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