Belcamp 21017

Harford County, MD · 2,398 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

71affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
17.5%
affordable
Days on market
35
daily
Price cuts
0.0%
of active
Valuation
-41.8%
vs assessor
Look up an address
65
/100
stable
stable · balanced · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

23/ 100SellerBalancedBuyer
Seller's Market
DOM: 49d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)10
Supply & Demand (20%)70
Buy vs Rent (15%)25
Cancellation Rate (10%)0
Days on Market (5%)60

Seller-favored market in 21017. Expect to pay at or near list price. Payment burden: 17.6% of median income. Median days on market: 49. Renting is approximately 12% cheaper than buying (price-to-rent ratio: 13.5).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$290,174
▾ 0.7% YoY
Days on market
35
daily · zip_data
Median rent
$1,797
ZORI
Investor score
75/100
cash-flow lens
Active listings
7
90-day

Valuation3 lenses, different anchors

vs assessor
-41.8%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$168,800
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+44.1%
County-wide market — the widest, slowest signal.
Harford+44.1%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$152
Price-to-income2.9×

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How 21017 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

59SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply6.9 mo
Days on Market35d
Inv vs History-37.2%
Listing Density--
Market dynamics
Price cut %0.0%
Momentumstable
LeverageBALANCED
Months of supply6.9
Sales (90d)0
Investment analysis
Median rent$1,797
Price-to-rent13.5
Est. cap rate4.8%
Buy vs rentfavors buying

Livability

Walk score2
Transit score3
Bike score—

Historical trends

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Harford County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Baltimore Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Harford County