Potomac 20854
Montgomery County, MD · 17,787 properties · updated 7/5/2026
Should you buy here?buyer-timing lens
—affordability /100
Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.
Days on market
36
daily
Price cuts
12.7%
of active
Valuation
-59.7%
vs assessor
39
/100
weak
stable · balanced · prices easing year-over-year.
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / sellerbuyer-timing lens
Balanced Market
DOM: 72d (stable) · Market Dynamics rolling median · hourly
Score Components
Valuation Gap (25%)25
Supply & Demand (20%)70
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)75
Balanced market in 20854. List price is roughly fair — focus on condition and value. Median days on market: 72. Renting is approximately 126% cheaper than buying (price-to-rent ratio: 27.1).
Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBALANCED
Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.
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Market snapshoteach number, once
Median price
$1,308,353
▾ 0.6% YoY
Days on market
36
daily · zip_data
Median rent
$4,017
ZORI
Investor score
33/100
cash-flow lens
Active listings
111
90-day
Valuation3 lenses, different anchors
vs assessor
-59.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$527,300
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+36.8%
County-wide market — the widest, slowest signal.
Montgomery+36.8%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$350
Price-to-income—
How 20854 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.
Affordability, supply & momentum
51SUPPLY
Tight MarketSupply Tightness
Supply is below normal — sellers are favored but buyers still have options.
Months of Supply6.7 mo
Days on Market36d
Inv vs History-4.7%
Listing Density--
Market dynamics
Price cut %12.7%
Momentumstable
LeverageBALANCED
Months of supply6.7
Sales (90d)0
Investment analysis
Median rent$4,017
Price-to-rent27.1
Est. cap rate2.4%
Buy vs rentfavors renting
Livability
Walk score3
Transit score10
Bike score—
Historical trends
Montgomery County contextmacro · jobs · debt · migration
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.