Rockville 20850

Montgomery County, MD · 15,943 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

43affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
34.5%
stretched
Days on market
34
daily
Price cuts
16.7%
of active
Valuation
-60.6%
vs assessor
Look up an address
39
/100
weak
stable · balanced · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

46/ 100SellerBalancedBuyer
Balanced Market
Needs 13% correction for affordability
DOM: 55d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)10
Supply & Demand (20%)85
Buy vs Rent (15%)75
Cancellation Rate (10%)0
Days on Market (5%)60

Balanced market in 20850. List price is roughly fair — focus on condition and value. Payment burden: 34.5% of median income. Median days on market: 55. Renting is approximately 92% cheaper than buying (price-to-rent ratio: 23.1).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers. Prices down 1.1% YoY.

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Market snapshoteach number, once

Median price
$697,365
▾ 1.1% YoY
Days on market
34
daily · zip_data
Median rent
$2,520
ZORI
Investor score
39/100
cash-flow lens
Active listings
145
90-day

Valuation3 lenses, different anchors

vs assessor
-60.6%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$274,500
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+36.8%
County-wide market — the widest, slowest signal.
Montgomery+36.8%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$345
Price-to-income5.7×

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How 20850 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

30SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply10.8 mo
Days on Market34d
Inv vs History+22.2%
Listing Density--
Market dynamics
Price cut %16.7%
Momentumstable
LeverageBALANCED
Months of supply10.8
Sales (90d)0
Investment analysis
Median rent$2,520
Price-to-rent23.1
Est. cap rate2.8%
Buy vs rentfavors renting

Livability

Walk score8
Transit score29
Bike score

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Montgomery County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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