Bethesda 20817

Montgomery County, MD · 14,582 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

45affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
33.5%
stretched
Days on market
22
daily
Price cuts
16.3%
of active
Valuation
-64.5%
vs assessor
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39
/100
weak
stable · seller slight · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

54/ 100SellerBalancedBuyer
Balanced Market
Needs 10.4% correction for affordability
DOM: 72d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)25
Supply & Demand (20%)85
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)75

Balanced market in 20817. List price is roughly fair — focus on condition and value. Payment burden: 33.5% of median income. Median days on market: 72. Renting is approximately 158% cheaper than buying (price-to-rent ratio: 31.0).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLESELLER SLIGHT

Market is holding steady with balanced conditions. Sellers hold a slight edge. Prices down 1.1% YoY.

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Market snapshoteach number, once

Median price
$1,325,214
▾ 1.1% YoY
Days on market
22
daily · zip_data
Median rent
$3,567
ZORI
Investor score
30/100
cash-flow lens
Active listings
140
90-day

Valuation3 lenses, different anchors

vs assessor
-64.5%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$470,250
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+36.8%
County-wide market — the widest, slowest signal.
Montgomery+36.8%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$426
Price-to-income5.5×

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How 20817 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

34SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply9.8 mo
Days on Market22d
Inv vs History+44.4%
Listing Density--
Market dynamics
Price cut %16.3%
Momentumstable
LeverageSELLER SLIGHT
Months of supply9.8
Sales (90d)0
Investment analysis
Median rent$3,567
Price-to-rent31.0
Est. cap rate2.1%
Buy vs rentfavors renting

Livability

Walk score5
Transit score17
Bike score

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Montgomery County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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