74038

Tulsa, OK · Creek County, OK · 353 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

62affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
23.2%
affordable
Days on market
47
daily
Price cuts
0.0%
of active
Valuation
-42.5%
vs assessor
Look up an address
72
/100
stable
warming · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

44/ 100SellerBalancedBuyer
Balanced Market
DOM: 72d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)100
Supply & Demand (20%)0
Buy vs Rent (15%)75
Days on Market (5%)75

Balanced market in 74038. List price is roughly fair — focus on condition and value. Payment burden: 23.2% of median income. Median days on market: 72. Renting is approximately 85% cheaper than buying (price-to-rent ratio: 22.2). Market appears 46% overpriced vs. assessed values.

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers. Prices up 5.8% YoY.

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Market snapshoteach number, once

Median price
$226,948
▴ 5.8% YoY
Days on market
47
daily · zip_data
Median rent
$850
ZORI
Investor score
54/100
cash-flow lens
Active listings
7
90-day

Valuation3 lenses, different anchors

vs assessor
-42.5%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$130,456
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+65.7%
County-wide market — the widest, slowest signal.
Creek+65.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$216
Price-to-income3.8×

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How 74038 ranks in OK
percentile vs all OK ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

67SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply1.7 mo
Days on Market47d
Inv vs History+33.0%
Listing Density8.5/1k
Market dynamics
Price cut %0.0%
Momentumwarming
LeverageBALANCED
Months of supply1.7
Sales (90d)0
Investment analysis
Median rent$850
Price-to-rent22.2
Est. cap rate2.9%
Buy vs rentfavors renting

Livability

Walk score2
Transit score1
Bike score

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Creek County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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