Holiday 34691
Pasco County, FL · 11,539 properties · updated 7/5/2026
Should you buy here?buyer-timing lens
53affordability /100
Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.
Payment burden
28.2%
stretched
Days on market
47
daily
Price cuts
27.9%
of active
Valuation
+98.5%
vs assessor
44
/100
Mixed
cooling · seller slight · prices easing year-over-year.
Price trend
35
Affordability
65
Valuation
20
Economic health
53
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / sellerbuyer-timing lens
Balanced Market
DOM: 56d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)25
Supply & Demand (20%)100
Buy vs Rent (15%)0
Cancellation Rate (10%)50
Days on Market (5%)60
Balanced market in 34691. List price is roughly fair — focus on condition and value. Payment burden: 28.3% of median income. Median days on market: 56.
Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGSELLER SLIGHT
Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 3.0% YoY.
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Market snapshoteach number, once
Median price
$225,446
▾ 3.0% YoY
Days on market
47
daily · zip_data
Median rent
$1,749
ZORI
Investor score
76/100
cash-flow lens
Active listings
144
90-day
Valuation3 lenses, different anchors
vs assessor
+98.5%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$447,400
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+68.5%
County-wide market — the widest, slowest signal.
Pasco+68.5%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$183
Price-to-income4.7×
How 34691 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity80%
Supply tightness58%
Affordability59%
Investment yield94%
Appreciation30%
Affordability, supply & momentum
34SUPPLY
BalancedSupply Tightness
Supply and demand are roughly even — standard negotiation dynamics.
Months of Supply19.7 mo
Days on Market47d
Inv vs History-26.5%
Listing Density15.7/1k
Affordability — payment burden
Monthly payment (P&I)$1,139
Payment burden28.2%
Median income · ZIP$48,387
Mortgage rate6.49% · 30yr
Total monthly own$1,364
Monthly rent$1,749
Market dynamics
Price cut %27.9%
Momentumcooling
LeverageSELLER SLIGHT
Months of supply19.7
Sales (90d)0
Investment analysis
Median rent$1,749
Price-to-rent10.7
Est. cap rate6.0%
Buy vs rentfavors buying
Livability
Walk score4
Transit score2
Bike score—
Historical trends
Pasco County contextmacro · jobs · debt · migration
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.