New Port Richey 34655

Pasco County, FL · 19,219 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

55affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
27.1%
affordable
Days on market
35
daily
Price cuts
32.6%
of active
Valuation
-25.4%
vs assessor
Look up an address
57
/100
Mixed
cooling · balanced · prices easing year-over-year.
Price trend
35
Affordability
85
Valuation
50
Economic health
55

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

42/ 100SellerBalancedBuyer
Balanced Market
DOM: 65d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)25
Days on Market (5%)75

Balanced market in 34655. List price is roughly fair — focus on condition and value. Payment burden: 27.1% of median income. Median days on market: 65. Renting is approximately 35% cheaper than buying (price-to-rent ratio: 16.2).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 2.8% YoY.

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Market snapshoteach number, once

Median price
$380,270
▾ 2.8% YoY
Days on market
35
daily · zip_data
Median rent
$1,956
ZORI
Investor score
58/100
cash-flow lens
Active listings
233
90-day

Valuation3 lenses, different anchors

vs assessor
-25.4%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$283,500
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+68.5%
County-wide market — the widest, slowest signal.
Pasco+68.5%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$133
Price-to-income4.5×

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How 34655 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity89%
Supply tightness50%
Affordability66%
Investment yield41%
Appreciation32%

Affordability, supply & momentum

38SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply13.2 mo
Days on Market35d
Inv vs History-7.7%
Listing Density12.6/1k
Affordability — payment burden
Monthly payment (P&I)$1,921
Payment burden27.1%
Median income · ZIP$85,107
Mortgage rate6.49% · 30yr
Total monthly own$2,301
Monthly rent$1,956
Market dynamics
Price cut %32.6%
Momentumcooling
LeverageBALANCED
Months of supply13.2
Sales (90d)0
Investment analysis
Median rent$1,956
Price-to-rent16.2
Est. cap rate4.0%
Buy vs rentneutral

Livability

Walk score3
Transit score
Bike score

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Pasco County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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