New Port Richey 34654

Pasco County, FL · 11,383 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

51affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
30%
stretched
Days on market
62
daily
Price cuts
33.5%
of active
Valuation
+111.1%
vs assessor
Look up an address
44
/100
Mixed
stable · seller slight · prices easing year-over-year.
Price trend
35
Affordability
65
Valuation
20
Economic health
51

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

53/ 100SellerBalancedBuyer
Balanced Market
DOM: 59d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)60
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)50
Days on Market (5%)60

Balanced market in 34654. List price is roughly fair — focus on condition and value. Payment burden: 30.0% of median income. Median days on market: 59. Renting is approximately 21% cheaper than buying (price-to-rent ratio: 14.5).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLESELLER SLIGHT

Market is holding steady with balanced conditions. Sellers hold a slight edge. Prices down 1.3% YoY.

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Market snapshoteach number, once

Median price
$317,687
▾ 1.3% YoY
Days on market
62
daily · zip_data
Median rent
$1,820
ZORI
Investor score
68/100
cash-flow lens
Active listings
102
90-day

Valuation3 lenses, different anchors

vs assessor
+111.1%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$670,700
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+68.5%
County-wide market — the widest, slowest signal.
Pasco+68.5%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$183
Price-to-income5.0×

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How 34654 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity57%
Supply tightness56%
Affordability51%
Investment yield57%
Appreciation59%

Affordability, supply & momentum

31SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply23.4 mo
Days on Market62d
Inv vs History-25.2%
Listing Density11.4/1k
Affordability — payment burden
Monthly payment (P&I)$1,605
Payment burden30%
Median income · ZIP$64,210
Mortgage rate6.49% · 30yr
Total monthly own$1,922
Monthly rent$1,820
Market dynamics
Price cut %33.5%
Momentumstable
LeverageSELLER SLIGHT
Months of supply23.4
Sales (90d)0
Investment analysis
Median rent$1,820
Price-to-rent14.5
Est. cap rate4.5%
Buy vs rentfavors buying

Livability

Walk score2
Transit score4
Bike score

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Pasco County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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