Wesley Chapel 33545

Pasco County, FL · 14,784 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

64affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
21.9%
affordable
Days on market
69
daily
Price cuts
35.4%
of active
Valuation
-68%
vs assessor
Look up an address
46
/100
Mixed
cooling · balanced · prices easing year-over-year.
Price trend
6
Affordability
95
Valuation
20
Economic health
64

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

42/ 100SellerBalancedBuyer
Balanced Market
DOM: 73d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)40
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)50
Days on Market (5%)75

Balanced market in 33545. List price is roughly fair — focus on condition and value. Payment burden: 21.9% of median income. Median days on market: 73. Renting is approximately 20% cheaper than buying (price-to-rent ratio: 14.4).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 3.6% YoY.

Address lookup$99 report path

Look Up an Address in 33545

Just type the street — we'll auto-scope the search to ZIP 33545.

Actions
Export, share, or compare this ZIP
Compare
Get alerts when this market changes

Market snapshoteach number, once

Median price
$393,457
▾ 3.6% YoY
Days on market
69
daily · zip_data
Median rent
$2,275
ZORI
Investor score
64/100
cash-flow lens
Active listings
290
90-day

Valuation3 lenses, different anchors

vs assessor
-68.0%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$125,900
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+68.5%
County-wide market — the widest, slowest signal.
Pasco+68.5%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$250
Price-to-income3.6×

Unlock Vacancy Data

Available with Lotvox Pro — $29/mo.

Start free trial
How 33545 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity47%
Supply tightness42%
Affordability93%
Investment yield57%
Appreciation23%

Affordability, supply & momentum

15SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply18.4 mo
Days on Market69d
Inv vs History-3.1%
Listing Density36.7/1k
Affordability — payment burden
Monthly payment (P&I)$1,987
Payment burden21.9%
Median income · ZIP$108,835
Mortgage rate6.49% · 30yr
Total monthly own$2,381
Monthly rent$2,275
Market dynamics
Price cut %35.4%
Momentumcooling
LeverageBALANCED
Months of supply18.4
Sales (90d)0
Investment analysis
Median rent$2,275
Price-to-rent14.4
Est. cap rate4.5%
Buy vs rentfavors buying

Livability

Walk score2
Transit score
Bike score

Unlock Historical Trends

Available with Lotvox Pro — $29/mo.

Start free trial

Pasco County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

Unlock County Economic Data

Available with Lotvox Pro — $29/mo.

Start free trial

Nearby ZIP codes