Wesley Chapel 33544

Pasco County, FL · 10,136 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

59affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
24.9%
affordable
Days on market
39
daily
Price cuts
30.4%
of active
Valuation
+38.5%
vs assessor
Look up an address
58
/100
Mixed
cooling · balanced · prices easing year-over-year.
Price trend
35
Affordability
95
Valuation
35
Economic health
59

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

18/ 100SellerBalancedBuyer
Strong Seller's Market
DOM: 62d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)10
Supply & Demand (20%)20
Buy vs Rent (15%)50
Cancellation Rate (10%)0
Days on Market (5%)75

Strong seller's market in 33544. Bidding wars likely — be prepared to go above list. Payment burden: 25.0% of median income. Median days on market: 62. Renting is approximately 28% cheaper than buying (price-to-rent ratio: 15.4).

Buyer Caution

Expect bidding wars. Consider offering at or above list to compete.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 1.8% YoY.

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Market snapshoteach number, once

Median price
$424,074
▾ 1.8% YoY
Days on market
39
daily · zip_data
Median rent
$2,300
ZORI
Investor score
64/100
cash-flow lens
Active listings
83
90-day

Valuation3 lenses, different anchors

vs assessor
+38.5%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$587,300
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+68.5%
County-wide market — the widest, slowest signal.
Pasco+68.5%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$425
Price-to-income4.1×

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How 33544 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity86%
Supply tightness94%
Affordability80%
Investment yield48%
Appreciation50%

Affordability, supply & momentum

77SUPPLY
Severe TightnessSupply Tightness

Very tight supply — well-priced homes attract multiple offers within days.

Months of Supply2.6 mo
Days on Market39d
Inv vs History-12.0%
Listing Density8.6/1k
Affordability — payment burden
Monthly payment (P&I)$2,142
Payment burden24.9%
Median income · ZIP$103,134
Mortgage rate6.49% · 30yr
Total monthly own$2,566
Monthly rent$2,300
Market dynamics
Price cut %30.4%
Momentumcooling
LeverageBALANCED
Months of supply2.6
Sales (90d)0
Investment analysis
Median rent$2,300
Price-to-rent15.4
Est. cap rate4.2%
Buy vs rentneutral

Livability

Walk score2
Transit score
Bike score

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Pasco County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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