Lotvox market story

ZIP 33513

Sumter County, FL

What homes are worth, what they cost to carry, how fast they sell — one step at a time.

Typical home value
$302,514
12-month change
+1.8%
Months of supply
8.4

This week since 2026-10-08: Months of supply 8.4 (was 8.6) · Payment share of income 33.8% (was 33.4%)

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Who's going to sell in 33513 this year?

Lotvox Turnover Index

Ranking every home in 33513 by how likely it is to sell

Lotvox Turnover Index
Not yet live
Source: County assessor and recorder public records; Lotvox analysis (calculations on the sources above) · accuracy by ZIP · methodology

The Lotvox Turnover Index isn't offered for 33513 yet.

Where

33513 in Sumter County, FL

32162 · $367,43332163 · $477,87333513 · $302,51433514 · $287,32333521 · no value published33538 · $212,38733585 · $296,47233597 · $287,68234484 · $353,04934785 · $274,867 33513
$212K$478K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

33513 is one of 10 ZIP codes that lie mostly in Sumter County, FL.

Shaded by typical home value, it ranks 4 of the 9 with a value.

Value rank in county
4 of 9

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 33513

5 school locations in 33513: 1 elementary, 4 high.

In alphabetical order: BUSHNELL ELEMENTARY SCHOOL, CONTRACTED RESIDENTIAL SERVICES, SOUTH SUMTER HIGH SCHOOL, SUMTER COUNTY VIRTUAL INSTRUCTION PROGRAM, and more on the ZIP page. Locations only — no ratings are shown here.

School locations
5

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

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What it costs

Home values

What homes are worth in 33513

$0$100K$200K$300K$400K200020052010201520202025Peak April 2026 · $306,573Latest · $302,514
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 33513 was worth $78,924.

Values peaked at $306,573 in April 2026. The latest reading is −1.3% from that peak.

As of August 2026: $302,514, +1.8% over twelve months.

Typical home value
$302,514
12-month change
+1.8%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$302,514
Loan at 20% down
$242,011
30-year fixed rate
7.40%
Monthly principal + interest
$1,676
Median household income, per month
$4,958
Share of income
33.8%
0%30%60%
At today's rate, by home value, 2000–2026: 8.8% → 33.8%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $302,514. Put 20% down and borrow $242,011 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,676 a month in principal and interest.

The median household here earns $59,497 a year, $4,958 a month. So the payment takes 33.8% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.8% in 2000.

Payment share of income
33.8%
Monthly P&I
$1,676

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$500$1K$2K$2K2000200520102015202020252.68% rate · $6946.67% rate · $1,556
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $473.

In December 2020, with rates at 2.68%, it was $694.

By August 2026, at 6.67%, it was $1,556 — +124% since December 2020, while the home's value moved +41%.

Payment change since 2020
+124%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$100K$200K$300K$400K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +283% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $155,765. So the real change is +94%, not +283%.

Real change since 2000
+94%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

33513 against its neighbors

0100200300400500200020052010201520202025
33513 (2000 = 100)Sumter County (2000 = 100)Florida (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

33513: +283% since January 2000.

Sumter County: +207% since January 2000.

Florida: +245% since January 2000 — 33513 ran ahead of it by 38 points.

Change since 2000
+283%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$1,978
principal + interest $1,676 · taxes & insurance est. $302
Rent: typical rent (ZORI)
$999
Price-to-rent ratio
25.2
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $1,978 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $999 a month.

Price divided by a year's rent: 25.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
25.2

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

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What's moving

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo8.4 mo8.4 months of supplyNet +6 / month · inventory growing
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 11 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 45.

Going out — closed sales: about 5 a month. The drain is drawn 34% narrower: the share of homes for sale that sell each month is 66% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 8.4 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 6 more homes came on than sold each month, so inventory is growing. The basin is filling.

Months of supply
8.4

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

05101520252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 5 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 9 — so sales ran at 56% of it, and below it in 24 of the last 24 months.

Sales vs 2015–19 level
56%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

02,0004,0006,00020224,43920233,33920243,96120253,516
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Sumter County, builders pulled permits for 3,516 new homes in 2025.

Of those, 88% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
3,516

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

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Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
2,364
Moved out (top-10 destination counties)
1,991
Net households
+373
Top origins
Lake, FL747
Marion, FL484
Orange, FL202
Top destinations
Lake, FL737
Marion, FL530
Citrus, FL152
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Sumter County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 2,364 moved in. Among the ten receiving the most, 1,991 moved out.

Net across those counties: +373 households. Beside it, homes for sale in this ZIP: 45 in June 2026.

Most arrivals came from Lake, FL (747 households); most departures went to Lake, FL (737).

Net households (top-10 flows)
+373

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

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What to do

Own a home here?What's my home worth?Enter your address for a county-record value range. Buying?Compare 33513 with 33585The same story, side by side. An agent?See where the index is livethe farm territory and this page's sponsor spot.

Back to the full ZIP 33513 page

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Link: https://lotvox.com/story/the-villages/zip/33513