ZIP 33782

33782 is one of 48 ZIP codes that lie mostly in Pinellas County, FL.

Shaded by typical home value, it ranks 32 of the 39 nearby ZIPs shown.

5 school locations in 33782: 3 elementary, 1 middle, 1 high.

In alphabetical order: CROSS BAYOU ELEMENTARY SCHOOL, PACE CENTER FOR GIRLS, PINELLAS CENTRAL ELEMENTARY SCHOOL, PLATO ACADEMY PINELLAS PARK CHARTER SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 33782 was worth $88,665.

Values peaked at $333,151 in April 2024. The latest reading is −11.0% from that peak.

As of August 2026: $296,656, −3.0% over twelve months.

Start with the typical home: $296,656. Put 20% down and borrow $237,325 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,643 a month in principal and interest.

The median household here earns $65,487 a year, $5,457 a month. So the payment takes 30.1% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.0% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $531.

In December 2020, with rates at 2.68%, it was $748.

By August 2026, at 6.67%, it was $1,526 — +104% since December 2020, while the home's value moved +29%.

Reported values rose +235% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $174,990. So the real change is +70%, not +235%.

33782: +235% since January 2000.

Pinellas County: +265% since January 2000.

Florida: +245% since January 2000 — 33782 ran behind it by 10 points.

Against 1,098 Florida ZIP codes, 33782 sits at the 66th percentile for affordability (price vs local income).

19th for appreciation (recent value growth); 90th for rental yield (rent vs price).

Owning the typical home costs about $1,940 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,097 a month.

Price divided by a year's rent: 11.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 37 a month (Redfin, 3-month rolling data through August 2026). That is 90% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 119.

Going out — closed sales: about 31 a month. That is 76% of the 2015–2019 level for the same months. The drain is drawn 38% narrower: the share of homes for sale that sell each month is 62% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.9 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 6 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 31 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 36 — so sales ran at 86% of it, and below it in 24 of the last 24 months.

Across Pinellas County, builders pulled permits for 4,198 new homes in 2025.

Of those, 33% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Pinellas County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 10,881 moved in. Among the ten receiving the most, 12,698 moved out.

Net across those counties: −1,817 households. Beside it, homes for sale in this ZIP: 119 in June 2026.

Most arrivals came from Hillsborough, FL (5,025 households); most departures went to Hillsborough, FL (4,886).

County assessor records list 8,236 properties with a market value here. Their average assessed market value is $253,637; the typical home value is $296,656.

The assessor average sits −14.5% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Of 7,851 homes with a recorded purchase date, 39% have had the same owner for 20 years or more, and 22% changed hands in the last five.

14% are owned from a different mailing address, 4% from out of state.