ZIP 33572

33572 is one of 55 ZIP codes that lie mostly in Hillsborough, FL.

Shaded by typical home value, it ranks 11 of the 35 nearby ZIPs shown.

5 school locations in 33572: 2 elementary, 2 middle, 1 high.

In alphabetical order: APOLLO BEACH ELEMENTARY SCHOOL, DOBY ELEMENTARY SCHOOL, DOROTHY C YORK PK-8 MAGNET SCHOOL, SLAM ACADEMY AT APOLLO BEACH, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 33572 was worth $135,918.

Values peaked at $506,691 in August 2022. The latest reading is −13.5% from that peak.

As of August 2026: $438,510, −2.9% over twelve months.

Start with the typical home: $438,510. Put 20% down and borrow $350,808 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,429 a month in principal and interest.

The median household here earns $113,775 a year, $9,481 a month. So the payment takes 25.6% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.9% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $814.

In December 2020, with rates at 2.68%, it was $1,059.

By August 2026, at 6.67%, it was $2,256 — +113% since December 2020, while the home's value moved +34%.

Reported values rose +223% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $268,248. So the real change is +63%, not +223%.

33572: +223% since January 2000.

Hillsborough: +256% since January 2000.

Florida: +245% since January 2000 — 33572 ran behind it by 22 points.

Against 1,098 Florida ZIP codes, 33572 sits at the 85th percentile for affordability (price vs local income).

17th for appreciation (recent value growth); 38th for rental yield (rent vs price).

Owning the typical home costs about $2,867 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,233 a month.

Price divided by a year's rent: 16.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 88 a month (Redfin, 3-month rolling data through August 2026). That is 111% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 367. That is 145% of the 2015–2019 level for the same months.

Going out — closed sales: about 85 a month. That is 106% of the 2015–2019 level for the same months. The drain is drawn 21% narrower: the share of homes for sale that sell each month is 79% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.3 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 3 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 85 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 69 — so sales ran at 123% of it, and below it in 12 of the last 24 months.

Across Hillsborough, builders pulled permits for 8,696 new homes in 2025.

Of those, 49% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Hillsborough. IRS tax returns for 2022-2023: among the ten counties sending the most households, 18,304 moved in. Among the ten receiving the most, 22,455 moved out.

Net across those counties: −4,151 households. Beside it, homes for sale in this ZIP: 367 in June 2026.

Most arrivals came from Pinellas, FL (4,886 households); most departures went to Pasco, FL (8,182).