ZIP 80424

80424 is one of 4 ZIP codes that lie mostly in Summit County, CO.

Shaded by typical home value, it ranks 1 of the 4 with a value.

Mapped in and around 80424: 272 places to go — 169 trails, 39 dining, 31 arts & venues.

3 school locations in 80424: 2 elementary, 1 high.

In alphabetical order: Breckenridge Elementary School, Summit High School, Upper Blue Elementary School. Locations only — no ratings are shown here.

In July 2003 the typical home in 80424 was worth $381,245.

Values peaked at $1,363,637 in July 2022. The latest reading is −13.4% from that peak.

As of August 2026: $1,180,847, +1.4% over twelve months.

Start with the typical home: $1,180,847. Put 20% down and borrow $944,678 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $6,541 a month in principal and interest.

The median household here earns $109,497 a year, $9,125 a month. So the payment takes 71.7% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 23.1% in 2003.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in July 2003 (5.63%) the payment was $1,757.

In December 2020, with rates at 2.68%, it was $3,044.

By August 2026, at 6.67%, it was $6,075 — +100% since December 2020, while the home's value moved +26%.

Reported values rose +210% since July 2003.

General prices (CPI-U) rose +82% over the same span.

Divide one by the other: in August 2026 dollars, the 2003 home was worth $693,445. So the real change is +70%, not +210%.

80424: +210% since July 2003.

Summit County: +229% since July 2003.

Colorado: +137% since July 2003 — 80424 ran ahead of it by 73 points.

Owning the typical home costs about $7,722 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $3,699 a month.

Price divided by a year's rent: 26.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 103 a month (Redfin, 3-month rolling data through August 2026). That is 117% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 351. That is 126% of the 2015–2019 level for the same months.

Going out — closed sales: about 48 a month. That is 71% of the 2015–2019 level for the same months. The drain is drawn 39% narrower: the share of homes for sale that sell each month is 61% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 7.3 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 55 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 48 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 81 — so sales ran at 59% of it, and below it in 20 of the last 24 months.

Across Summit County, builders pulled permits for 318 new homes in 2025.

Of those, 42% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Summit County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 560 moved in. Among the ten receiving the most, 650 moved out.

Net across those counties: −90 households. Beside it, homes for sale in this ZIP: 351 in June 2026.

Most arrivals came from Denver, CO (183 households); most departures went to Denver, CO (161).

County assessor records list 10,896 properties with a market value here. Their average assessed market value is $1,161,550; the typical home value is $1,180,847.

The assessor average sits −1.6% from the market figure — an average against a typical value, so treat it as a check, not a verdict.