Lotvox market story

ZIP 78258

Bexar County, TX

What homes are worth, what they cost to carry, how fast they sell — one step at a time.

Typical home value
$503,907
12-month change
+0.6%
Months of supply
4.1

This week since 2026-10-08: Months of supply 4.1 (was 4.4) · Payment share of income 28.8% (was 28.5%)

1 of 5

Who's going to sell in 78258 this year?

Lotvox Turnover Index

Ranking every home in 78258 by how likely it is to sell

Lotvox Turnover Index
Not yet live
Source: County assessor and recorder public records; Lotvox analysis (calculations on the sources above) · accuracy by ZIP · methodology

The Lotvox Turnover Index isn't offered for 78258 yet.

Where

78258 in Bexar County, TX

78258 · $503,90778232 · $381,80578248 · $501,47678260 · $517,67678259 · $402,37878231 · $451,60878247 · $276,12078261 · $435,70078216 · $285,62678257 · $933,44878230 · $357,20278213 · $203,92978217 · $222,71078256 · $592,82978233 · $229,98678249 · $301,36978240 · $264,78678229 · $186,50278209 · $470,25578218 · $195,30378201 · $171,92678212 · $281,98478239 · $212,61578255 · $546,05278234 · no value published78250 · $240,95878228 · $169,99678215 · $423,18178208 · $183,62178148 · $263,92678244 · $212,12878202 · $157,05878205 · $595,07278238 · $221,48178207 · $109,51378219 · $168,52478150 · no value published78203 · $161,82178237 · $127,38578204 · $168,484 78258
$110K$933K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

78258 is one of 70 ZIP codes that lie mostly in Bexar County, TX.

Shaded by typical home value, it ranks 6 of the 38 nearby ZIPs shown.

Value rank among nearby ZIPs
6 of 38

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 78258

10 school locations in 78258: 7 elementary, 2 middle, 1 high.

In alphabetical order: BUSH MIDDLE, CANYON RIDGE EL, HARDY OAK EL, LAS LOMAS EL, and more on the ZIP page. Locations only — no ratings are shown here.

School locations
10

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

2 of 5

What it costs

Home values

What homes are worth in 78258

$0$200K$400K$600K200020052010201520202025Peak December 2024 · $508,821Latest · $503,907
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 78258 was worth $225,756.

Values peaked at $508,821 in December 2024. The latest reading is −1.0% from that peak.

As of August 2026: $503,907, +0.6% over twelve months.

Typical home value
$503,907
12-month change
+0.6%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$503,907
Loan at 20% down
$403,126
30-year fixed rate
7.40%
Monthly principal + interest
$2,791
Median household income, per month
$9,678
Share of income
28.8%
0%30%60%
At today's rate, by home value, 2000–2026: 12.9% → 28.8%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $503,907. Put 20% down and borrow $403,126 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,791 a month in principal and interest.

The median household here earns $116,133 a year, $9,678 a month. So the payment takes 28.8% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.9% in 2000.

Payment share of income
28.8%
Monthly P&I
$2,791

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$1K$2K$3K$4K2000200520102015202020252.68% rate · $1,2006.67% rate · $2,592
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,352.

In December 2020, with rates at 2.68%, it was $1,200.

By August 2026, at 6.67%, it was $2,592 — +116% since December 2020, while the home's value moved +36%.

Payment change since 2020
+116%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$200K$400K$600K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +123% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $445,553. So the real change is +13%, not +123%.

Real change since 2000
+13%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

78258 against its neighbors

0100200300200020052010201520202025
78258 (2000 = 100)Bexar County (2000 = 100)Texas (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

78258: +123% since January 2000.

Bexar County: +143% since January 2000.

Texas: +160% since January 2000 — 78258 ran behind it by 37 points.

Change since 2000
+123%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

78258 among Texas ZIPs

Affordability — price vs local income
28th pct
Appreciation — recent value growth
59th pct
Rental yield — rent vs price
13th pct
Source: Zillow (ZHVI) · Census ACS · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)

Against 1,763 Texas ZIP codes, 78258 sits at the 28th percentile for affordability (price vs local income).

59th for appreciation (recent value growth); 13th for rental yield (rent vs price).

Affordability percentile
28th

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$3,295
principal + interest $2,791 · taxes & insurance est. $504
Rent: typical rent (ZORI)
$1,496
Price-to-rent ratio
28.1
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $3,295 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,496 a month.

Price divided by a year's rent: 28.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
28.1

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

3 of 5

What's moving

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo4.1 mo4.1 months of supplyNet +13 / month · inventory growing
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 66 a month (Redfin, 3-month rolling data through August 2026). That is 58% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 218. That is 69% of the 2015–2019 level for the same months.

Going out — closed sales: about 53 a month. That is 56% of the 2015–2019 level for the same months. The drain is drawn 24% narrower: the share of homes for sale that sell each month is 76% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.1 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 13 more homes came on than sold each month, so inventory is growing. The basin is filling.

Months of supply
4.1

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

05010015020252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 53 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 79 — so sales ran at 67% of it, and below it in 24 of the last 24 months.

Sales vs 2015–19 level
67%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

05,00010,00015,00020,000202217,389202310,44920248,34920256,333
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Bexar County, builders pulled permits for 6,333 new homes in 2025.

Of those, 72% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
6,333

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

4 of 5

Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
11,866
Moved out (top-10 destination counties)
13,897
Net households
−2,031
Top origins
Guadalupe, TX1,894
Travis, TX1,815
Harris, TX1,766
Top destinations
Comal, TX2,513
Guadalupe, TX2,502
Travis, TX1,968
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Bexar County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 11,866 moved in. Among the ten receiving the most, 13,897 moved out.

Net across those counties: −2,031 households. Beside it, homes for sale in this ZIP: 218 in June 2026.

Most arrivals came from Guadalupe, TX (1,894 households); most departures went to Comal, TX (2,513).

Net households (top-10 flows)
−2,031

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

County records

On the county rolls

Properties on the assessor roll
8,508
Average assessor market value
$476,970
Typical home value (ZHVI)
$503,907
Assessor vs market
−5.3%
Source: County records · Zillow (ZHVI) · LotvoxSource: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)

County assessor records list 8,508 properties with a market value here. Their average assessed market value is $476,970; the typical home value is $503,907.

The assessor average sits −5.3% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Properties on the roll
8,508

Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)

5 of 5

What to do

Own a home here?What's my home worth?Enter your address for a county-record value range. Buying?Compare 78258 with 78248The same story, side by side. An agent?See where the index is livethe farm territory and this page's sponsor spot.

Back to the full ZIP 78258 page

Lotvox V6D HydroClose

Share this story

ZIP 78258 housing market, step by step — share card

Link: https://lotvox.com/story/san-antonio/zip/78258