ZIP 78205

78205 is one of 70 ZIP codes that lie mostly in Bexar County, TX.

Shaded by typical home value, it ranks 1 of the 36 nearby ZIPs shown.

3 school locations in 78205: 1 middle, 2 high.

In alphabetical order: BONHAM ACADEMY, CAST TECH H S, FOX TECHNICAL H S. Locations only — no ratings are shown here.

In January 2013 the typical home in 78205 was worth $318,383.

Values peaked at $624,571 in August 2022. The latest reading is −4.7% from that peak.

As of August 2026: $595,072, −0.8% over twelve months.

Start with the typical home: $595,072. Put 20% down and borrow $476,058 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,296 a month in principal and interest.

The median household here earns $34,631 a year, $2,886 a month. So the payment takes 114.2% of income — more than the median household earns — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 61.1% in 2013.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2013 (3.41%) the payment was $1,132.

In December 2020, with rates at 2.68%, it was $1,630.

By August 2026, at 6.67%, it was $3,061 — +88% since December 2020, while the home's value moved +18%.

Reported values rose +87% since January 2013.

General prices (CPI-U) rose +44% over the same span.

Divide one by the other: in August 2026 dollars, the 2013 home was worth $459,177. So the real change is +30%, not +87%.

78205: +87% since January 2013.

Bexar County: +99% since January 2013.

Texas: +112% since January 2013 — 78205 ran behind it by 25 points.

Against 1,763 Texas ZIP codes, 78205 sits at the 0th percentile for affordability (price vs local income).

40th for appreciation (recent value growth); 22nd for rental yield (rent vs price).

Owning the typical home costs about $3,891 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,039 a month.

Price divided by a year's rent: 24.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 0 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 3 — so sales ran at 0% of it, and below it in 11 of the last 24 months.

Across Bexar County, builders pulled permits for 6,333 new homes in 2025.

Of those, 72% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Bexar County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 11,866 moved in. Among the ten receiving the most, 13,897 moved out.

Net across those counties: −2,031 households. Beside it, homes for sale in this ZIP: 18 in June 2026.

Most arrivals came from Guadalupe, TX (1,894 households); most departures went to Comal, TX (2,513).