ZIP 27576

27576 is one of 11 ZIP codes that lie mostly in Johnston County, NC.

Shaded by typical home value, it ranks 7 of the 8 with a value.

3 school locations in 27576: 2 elementary, 1 middle.

In alphabetical order: Selma Elementary, Selma Middle School, Thanksgiving Elementary. Locations only — no ratings are shown here.

In November 2001 the typical home in 27576 was worth $116,592.

Values peaked at $276,996 in May 2024. The latest reading is −2.0% from that peak.

As of August 2026: $271,515, +0.9% over twelve months.

Start with the typical home: $271,515. Put 20% down and borrow $217,212 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,504 a month in principal and interest.

The median household here earns $62,044 a year, $5,170 a month. So the payment takes 29.1% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.5% in 2001.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in November 2001 (6.66%) the payment was $599.

In December 2020, with rates at 2.68%, it was $608.

By August 2026, at 6.67%, it was $1,397 — +130% since December 2020, while the home's value moved +45%.

Reported values rose +133% since November 2001.

General prices (CPI-U) rose +88% over the same span.

Divide one by the other: in August 2026 dollars, the 2001 home was worth $219,476. So the real change is +24%, not +133%.

27576: +133% since November 2001.

Johnston County: +127% since November 2001.

North Carolina: +140% since November 2001 — 27576 ran behind it by 7 points.

Against 834 North Carolina ZIP codes, 27576 sits at the 49th percentile for affordability (price vs local income).

48th for appreciation (recent value growth); 69th for rental yield (rent vs price).

Owning the typical home costs about $1,775 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,561 a month.

Price divided by a year's rent: 14.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 35 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 129.

Going out — closed sales: about 23 a month. The drain is drawn 22% narrower: the share of homes for sale that sell each month is 78% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 5.6 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 12 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 23 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 15 — so sales ran at 153% of it, and below it in 0 of the last 24 months.

Across Johnston County, builders pulled permits for 3,002 new homes in 2025.

Of those, 88% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Johnston County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 4,913 moved in. Among the ten receiving the most, 3,542 moved out.

Net across those counties: +1,371 households. Beside it, homes for sale in this ZIP: 129 in June 2026.

Most arrivals came from Wake, NC (3,410 households); most departures went to Wake, NC (1,999).