ZIP 85378

85378 is one of 135 ZIP codes that lie mostly in Maricopa County, AZ.

Shaded by typical home value, it ranks 31 of the 38 nearby ZIPs shown.

In January 2000 the typical home in 85378 was worth $113,006.

Values peaked at $381,371 in July 2022. The latest reading is −13.3% from that peak.

As of August 2026: $330,543, −1.2% over twelve months.

Start with the typical home: $330,543. Put 20% down and borrow $264,434 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,831 a month in principal and interest.

The median household here earns $62,881 a year, $5,240 a month. So the payment takes 34.9% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.9% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $677.

In December 2020, with rates at 2.68%, it was $812.

By August 2026, at 6.67%, it was $1,701 — +110% since December 2020, while the home's value moved +32%.

Reported values rose +193% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $223,029. So the real change is +48%, not +193%.

85378: +193% since January 2000.

Maricopa County: +212% since January 2000.

Arizona: +207% since January 2000 — 85378 ran behind it by 14 points.

Against 398 Arizona ZIP codes, 85378 sits at the 48th percentile for affordability (price vs local income).

31st for appreciation (recent value growth); 81st for rental yield (rent vs price).

Owning the typical home costs about $2,161 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,851 a month.

Price divided by a year's rent: 14.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 11 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 13 — so sales ran at 85% of it, and below it in 24 of the last 24 months.

Across Maricopa County, builders pulled permits for 31,651 new homes in 2025.

Of those, 54% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Maricopa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 25,749 moved in. Among the ten receiving the most, 25,843 moved out.

Net across those counties: −94 households. Beside it, homes for sale in this ZIP: 21 in June 2026.

Most arrivals came from Pinal, AZ (6,549 households); most departures went to Pinal, AZ (10,805).

Of 1,367 homes with a recorded purchase date, 13% have had the same owner for 20 years or more, and 28% changed hands in the last five.

50% are owned from a different mailing address, 14% from out of state.