Lotvox market story

ZIP 85375

Sun City West, Maricopa County, AZ

What homes are worth, what they cost to carry, how fast they sell — one step at a time.

Typical home value
$375,318
12-month change
−1.9%
Months of supply
2.2

This week since 2026-10-08: Payment share of income 39.0% (was 38.5%) · Monthly P&I $2,079 (was $2,054)

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Who's going to sell in 85375 this year?

Lotvox Turnover Index

Ranking every home in 85375 by how likely it is to sell

Lotvox Turnover Index
Not yet live
Source: County assessor and recorder public records; Lotvox analysis (calculations on the sources above) · accuracy by ZIP · methodology

The Lotvox Turnover Index is scored here but not published yet: a ZIP goes live only when its held-out capture beats 20% on at least 30 recorded sales.

Where

85375 in Maricopa County, AZ

85375 · $375,31885378 · $330,54385373 · $360,23785374 · $382,00285379 · $420,09685335 · $338,72585388 · $443,75985351 · $271,34285363 · $307,13185383 · $633,35485382 · $448,11185387 · $449,35685381 · $449,07285355 · $490,45885309 · no value published85307 · $404,81985345 · $361,77885340 · $515,87285308 · $470,05085305 · $453,01685310 · $538,29485306 · $400,19385304 · $399,45685392 · $407,51985083 · $624,22585395 · $542,82485301 · $309,31385037 · $350,89985303 · $373,23185302 · $375,10085053 · $378,74685033 · $322,90885329 · no value published85051 · $343,74285027 · $378,64185029 · $356,33285323 · $383,99185035 · $318,21585031 · $321,41985023 · $416,403 85375
$271K$633K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

85375 is one of 135 ZIP codes that lie mostly in Maricopa County, AZ.

Shaded by typical home value, it ranks 23 of the 38 nearby ZIPs shown.

Value rank among nearby ZIPs
23 of 38

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

2 of 5

What it costs

Home values

What homes are worth in 85375

$0$200K$400K$600K200020052010201520202025Peak August 2022 · $430,309Latest · $375,318
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 85375 was worth $156,841.

Values peaked at $430,309 in August 2022. The latest reading is −12.8% from that peak.

As of August 2026: $375,318, −1.9% over twelve months.

Typical home value
$375,318
12-month change
−1.9%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$375,318
Loan at 20% down
$300,254
30-year fixed rate
7.40%
Monthly principal + interest
$2,079
Median household income, per month
$5,331
Share of income
39.0%
0%30%60%
At today's rate, by home value, 2000–2026: 16.3% → 39.0%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $375,318. Put 20% down and borrow $300,254 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,079 a month in principal and interest.

The median household here earns $63,977 a year, $5,331 a month. So the payment takes 39.0% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 16.3% in 2000.

Payment share of income
39.0%
Monthly P&I
$2,079

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$1K$2K$3K2000200520102015202020252.68% rate · $1,0036.67% rate · $1,931
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $939.

In December 2020, with rates at 2.68%, it was $1,003.

By August 2026, at 6.67%, it was $1,931 — +93% since December 2020, while the home's value moved +21%.

Payment change since 2020
+93%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$200K$400K$600K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +139% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $309,542. So the real change is +21%, not +139%.

Real change since 2000
+21%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

85375 against its neighbors

0100200300400200020052010201520202025
85375 (2000 = 100)Maricopa County (2000 = 100)Arizona (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

85375: +139% since January 2000.

Maricopa County: +212% since January 2000.

Arizona: +207% since January 2000 — 85375 ran behind it by 67 points.

Change since 2000
+139%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

85375 among Arizona ZIPs

Affordability — price vs local income
33rd pct
Appreciation — recent value growth
20th pct
Rental yield — rent vs price
85th pct
Source: Zillow (ZHVI) · Census ACS · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)

Against 398 Arizona ZIP codes, 85375 sits at the 33rd percentile for affordability (price vs local income).

20th for appreciation (recent value growth); 85th for rental yield (rent vs price).

Affordability percentile
33rd

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$2,454
principal + interest $2,079 · taxes & insurance est. $375
Rent: typical rent (ZORI)
$1,850
Price-to-rent ratio
16.9
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $2,454 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,850 a month.

Price divided by a year's rent: 16.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
16.9

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

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What's moving

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo2.2 mo2.2 months of supplyNet −24 / month · inventory shrinking
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 65 a month (Redfin, 3-month rolling data through August 2026). That is 72% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 198. That is 110% of the 2015–2019 level for the same months.

Going out — closed sales: about 89 a month. That is 80% of the 2015–2019 level for the same months. The drain is drawn 31% narrower: the share of homes for sale that sell each month is 69% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 2.2 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 24 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Months of supply
2.2

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

05010015020020252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 89 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 98 — so sales ran at 91% of it, and below it in 20 of the last 24 months.

Sales vs 2015–19 level
91%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

020,00040,00060,000202240,550202338,292202436,380202531,651
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Maricopa County, builders pulled permits for 31,651 new homes in 2025.

Of those, 54% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
31,651

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

4 of 5

Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
25,749
Moved out (top-10 destination counties)
25,843
Net households
−94
Top origins
Pinal, AZ6,549
Los Angeles, CA3,562
Pima, AZ3,262
Top destinations
Pinal, AZ10,805
Pima, AZ2,720
Yavapai, AZ2,297
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Maricopa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 25,749 moved in. Among the ten receiving the most, 25,843 moved out.

Net across those counties: −94 households. Beside it, homes for sale in this ZIP: 198 in June 2026.

Most arrivals came from Pinal, AZ (6,549 households); most departures went to Pinal, AZ (10,805).

Net households (top-10 flows)
−94

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

Who's holding

How long owners in 85375 have held

0–5 years
3,200
5–10 years
2,196
10–20 years
1,496
20+ years
474
Source: County records · as of 2026-10-11Source: County assessor and recorder public records · data as of 2026-10-11

Of 7,366 homes with a recorded purchase date, 6% have had the same owner for 20 years or more, and 43% changed hands in the last five.

27% are owned from a different mailing address, 20% from out of state.

Held 20+ years
6%
Owned from elsewhere
27%

Source: County assessor and recorder public records · data as of 2026-10-11

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What to do

Own a home here?What's my home worth?Enter your address for a county-record value range. Buying?Compare 85375 with 85302The same story, side by side. An agent?See where the index is livethe farm territory and this page's sponsor spot.

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Link: https://lotvox.com/story/phoenix/zip/85375