ZIP 85322

85322 is one of 135 ZIP codes that lie mostly in Maricopa County, AZ.

Shaded by typical home value, it ranks 23 of the 36 nearby ZIPs shown.

1 school location in 85322: 1 middle.

In alphabetical order: Arlington Elementary School. Locations only — no ratings are shown here.

In December 2023 the typical home in 85322 was worth $375,837.

Values peaked at $377,364 in February 2025. The latest reading is −2.6% from that peak.

As of August 2026: $367,465, −0.3% over twelve months.

Start with the typical home: $367,465. Put 20% down and borrow $293,972 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,035 a month in principal and interest.

The median household here earns $74,125 a year, $6,177 a month. So the payment takes 33.0% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 33.7% in 2023.

Reported values rose −2% since December 2023.

General prices (CPI-U) rose +8% over the same span.

Divide one by the other: in August 2026 dollars, the 2023 home was worth $406,745. So the real change is −10%, not −2%.

Against 398 Arizona ZIP codes, 85322 sits at the 56th percentile for affordability (price vs local income).

50th for appreciation (recent value growth).

Owning the typical home costs about $2,403 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,708 a month.

Price divided by a year's rent: 17.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 1 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 1 — so sales ran at 100% of it, and below it in 6 of the last 24 months.

Across Maricopa County, builders pulled permits for 31,651 new homes in 2025.

Of those, 54% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Maricopa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 25,749 moved in. Among the ten receiving the most, 25,843 moved out.

Net across those counties: −94 households. Beside it, homes for sale in this ZIP: 6 in June 2026.

Most arrivals came from Pinal, AZ (6,549 households); most departures went to Pinal, AZ (10,805).

Of 64 homes with a recorded purchase date, 5% have had the same owner for 20 years or more, and 25% changed hands in the last five.

62% are owned from a different mailing address, 10% from out of state.