ZIP 85212

85212 is one of 135 ZIP codes that lie mostly in Maricopa County, AZ — 92% of its own area is in the county.

Shaded by typical home value, it ranks 10 of the 37 nearby ZIPs shown.

19 school locations in 85212: 1 elementary, 11 middle, 7 high.

In alphabetical order: American Leadership Academy Mesa K-6, American Leadership Academy of Applied Technologies, AMERICAN LEADERSHIP ACADEMY VIRTUAL, ASU Preparatory Academy-Polytechnic Elementary, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2001 the typical home in 85212 was worth $193,639.

Values peaked at $616,900 in July 2022. The latest reading is −10.5% from that peak.

As of August 2026: $552,339, −1.0% over twelve months.

Start with the typical home: $552,339. Put 20% down and borrow $441,871 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,059 a month in principal and interest.

The median household here earns $123,404 a year, $10,284 a month. So the payment takes 29.8% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.4% in 2001.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2001 (7.03%) the payment was $1,034.

In December 2020, with rates at 2.68%, it was $1,349.

By August 2026, at 6.67%, it was $2,842 — +111% since December 2020, while the home's value moved +33%.

Reported values rose +185% since January 2001.

General prices (CPI-U) rose +90% over the same span.

Divide one by the other: in August 2026 dollars, the 2001 home was worth $368,456. So the real change is +50%, not +185%.

85212: +185% since January 2001.

Maricopa County: +195% since January 2001.

Arizona: +191% since January 2001 — 85212 ran behind it by 6 points.

Against 398 Arizona ZIP codes, 85212 sits at the 73rd percentile for affordability (price vs local income).

36th for appreciation (recent value growth); 54th for rental yield (rent vs price).

Owning the typical home costs about $3,612 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,156 a month.

Price divided by a year's rent: 21.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 99 a month (Redfin, 3-month rolling data through August 2026). That is 112% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 300. That is 167% of the 2015–2019 level for the same months.

Going out — closed sales: about 78 a month. That is 84% of the 2015–2019 level for the same months. The drain is drawn 55% narrower: the share of homes for sale that sell each month is 45% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.8 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 21 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 78 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 77 — so sales ran at 101% of it, and below it in 5 of the last 24 months.

Across Maricopa County, builders pulled permits for 31,651 new homes in 2025.

Of those, 54% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Maricopa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 25,749 moved in. Among the ten receiving the most, 25,843 moved out.

Net across those counties: −94 households. Beside it, homes for sale in this ZIP: 300 in June 2026.

Most arrivals came from Pinal, AZ (6,549 households); most departures went to Pinal, AZ (10,805).

Of 12,978 homes with a recorded purchase date, 4% have had the same owner for 20 years or more, and 41% changed hands in the last five.

18% are owned from a different mailing address, 7% from out of state.