Lotvox market story

ZIP 19145

Philadelphia County, PA

What homes are worth, what they cost to carry, how fast they sell — one step at a time.

Typical home value
$257,832
12-month change
+1.0%
Months of supply
4.4

This week since 2026-10-08: Months of supply 4.4 (was 4.3) · Payment share of income 24.4% (was 24.1%)

1 of 5

Who's going to sell in 19145 this year?

Lotvox Turnover Index

Ranking every home in 19145 by how likely it is to sell

Lotvox Turnover Index
Not yet live
Source: County assessor and recorder public records; Lotvox analysis (calculations on the sources above) · accuracy by ZIP · methodology

The Lotvox Turnover Index isn't offered for 19145 yet.

Where

19145 in Philadelphia County, PA

19145 · $257,83219146 · $392,07519112 · no value published19142 · $138,80519143 · $146,20019104 · $222,81619103 · $477,76519153 · $211,94319148 · $266,81519102 · $379,59519147 · $486,30019109 · no value published19107 · $312,07419130 · $438,72019108 · no value published19139 · $130,81119106 · $401,47819121 · $193,96919131 · $159,95819123 · $460,51919151 · $203,53619122 · $300,08919132 · $75,45819125 · $379,57019133 · $84,68019129 · $325,94819140 · $99,75419144 · $188,08119134 · $117,71919127 · $350,18619119 · $367,61719141 · $157,51719120 · $168,39319128 · $369,03419124 · $175,98419138 · $177,15919137 · $230,22019126 · $226,25919150 · $240,35819118 · $899,449 19145
$75K$899K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

19145 is one of 49 ZIP codes that lie mostly in Philadelphia County, PA.

Shaded by typical home value, it ranks 17 of the 37 nearby ZIPs shown.

Value rank among nearby ZIPs
17 of 37

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 19145

8 school locations in 19145: 1 elementary, 3 middle, 4 high.

In alphabetical order: Bregy F Amedee Sch, Gamp, Girard Stephen Sch, McDaniel Delaplaine Sch, and more on the ZIP page. Locations only — no ratings are shown here.

School locations
8

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

2 of 5

What it costs

Home values

What homes are worth in 19145

$0$100K$200K$300K200020052010201520202025Peak August 2026 · $257,832Latest · $257,832
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 19145 was worth $49,558.

Values peaked at $257,832 in August 2026. The latest reading is the peak.

As of August 2026: $257,832, +1.0% over twelve months.

Typical home value
$257,832
12-month change
+1.0%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$257,832
Loan at 20% down
$206,266
30-year fixed rate
7.40%
Monthly principal + interest
$1,428
Median household income, per month
$5,865
Share of income
24.4%
0%30%60%
At today's rate, by home value, 2000–2026: 4.7% → 24.4%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $257,832. Put 20% down and borrow $206,266 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,428 a month in principal and interest.

The median household here earns $70,374 a year, $5,865 a month. So the payment takes 24.4% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 4.7% in 2000.

Payment share of income
24.4%
Monthly P&I
$1,428

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$500$1K$2K2000200520102015202020252.68% rate · $7916.67% rate · $1,326
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $297.

In December 2020, with rates at 2.68%, it was $791.

By August 2026, at 6.67%, it was $1,326 — +68% since December 2020, while the home's value moved +6%.

Payment change since 2020
+68%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$100K$200K$300K$400K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +420% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $97,808. So the real change is +164%, not +420%.

Real change since 2000
+164%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

19145 against its neighbors

0200400600200020052010201520202025
19145 (2000 = 100)Philadelphia County (2000 = 100)Pennsylvania (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

19145: +420% since January 2000.

Philadelphia County: +270% since January 2000.

Pennsylvania: +186% since January 2000 — 19145 ran ahead of it by 234 points.

Change since 2000
+420%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$1,686
principal + interest $1,428 · taxes & insurance est. $258
Rent: typical rent (ZORI)
$1,693
Price-to-rent ratio
12.7
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $1,686 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,693 a month.

Price divided by a year's rent: 12.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
12.7

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

3 of 5

What's moving

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo4.4 mo4.4 months of supplyNet +23 / month · inventory growing
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 65 a month (Redfin, 3-month rolling data through August 2026). That is 87% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 185. That is 102% of the 2015–2019 level for the same months.

Going out — closed sales: about 42 a month. That is 73% of the 2015–2019 level for the same months. The drain is drawn 31% narrower: the share of homes for sale that sell each month is 69% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.4 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 23 more homes came on than sold each month, so inventory is growing. The basin is filling.

Months of supply
4.4

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

02040608020252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 42 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 53 — so sales ran at 79% of it, and below it in 24 of the last 24 months.

Sales vs 2015–19 level
79%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

02,0004,0006,00020223,22320233,86320242,96220253,366
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Philadelphia County, builders pulled permits for 3,366 new homes in 2025.

Of those, 19% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
3,366

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

4 of 5

Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
15,458
Moved out (top-10 destination counties)
21,517
Net households
−6,059
Top origins
Montgomery, PA3,939
Delaware, PA3,007
Bucks, PA2,178
Top destinations
Montgomery, PA5,924
Delaware, PA4,471
Bucks, PA3,391
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Philadelphia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 15,458 moved in. Among the ten receiving the most, 21,517 moved out.

Net across those counties: −6,059 households. Beside it, homes for sale in this ZIP: 185 in June 2026.

Most arrivals came from Montgomery, PA (3,939 households); most departures went to Montgomery, PA (5,924).

Net households (top-10 flows)
−6,059

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

County records

On the county rolls

Properties on the assessor roll
16,880
Average assessor market value
$224,400
Typical home value (ZHVI)
$257,832
Assessor vs market
−13.0%
Source: County records · Zillow (ZHVI) · LotvoxSource: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)

County assessor records list 16,880 properties with a market value here. Their average assessed market value is $224,400; the typical home value is $257,832.

The assessor average sits −13.0% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Properties on the roll
16,880

Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)

5 of 5

What to do

Own a home here?What's my home worth?Enter your address for a county-record value range. Buying?Compare 19145 with 19150The same story, side by side. An agent?See where the index is livethe farm territory and this page's sponsor spot.

Back to the full ZIP 19145 page

Lotvox V6D HydroClose

Share this story

ZIP 19145 housing market, step by step — share card

Link: https://lotvox.com/story/philadelphia/zip/19145