Lotvox market story

ZIP 33484

Palm Beach County, FL

What homes are worth, what they cost to carry, how fast they sell — one step at a time.

Typical home value
$200,469
12-month change
−6.4%
Months of supply
5.1

This week since 2026-10-08: Months of supply 5.1 (was 5.5) · Payment share of income 23.4% (was 23.1%)

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Who's going to sell in 33484 this year?

Lotvox Turnover Index

Ranking every home in 33484 by how likely it is to sell

Lotvox Turnover Index
Not yet live
Source: County assessor and recorder public records; Lotvox analysis (calculations on the sources above) · accuracy by ZIP · methodology

The Lotvox Turnover Index isn't offered for 33484 yet.

Where

33484 in Palm Beach County, FL

33484 · $200,46933446 · $338,69833445 · $304,00033496 · $1,053,34733444 · $529,49333487 · $681,73233434 · $254,99933473 · $978,83133437 · $433,51133436 · $410,83733431 · $642,11433472 · $458,67433483 · $1,021,64833433 · $463,00833426 · $336,94533486 · $758,11833498 · $803,07033435 · $308,33533432 · $1,069,24233428 · $493,82633463 · $387,83833462 · $392,12133467 · $488,78433461 · $308,69733449 · $741,04733460 · $387,52233415 · $281,43433414 · $624,05833406 · $429,12833413 · $484,69133405 · $636,62933480 · $1,536,32533401 · $447,35533411 · $466,79133409 · $303,72633417 · $135,16533407 · $356,10433404 · $434,57333403 · $387,48533412 · $835,049 33484
$135K$1.5M typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

33484 is one of 50 ZIP codes that lie mostly in Palm Beach County, FL.

Shaded by typical home value, it ranks 39 of the 40 nearby ZIPs shown.

Value rank among nearby ZIPs
39 of 40

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 33484

1 school location in 33484: 1 elementary.

In alphabetical order: MORIKAMI PARK ELEMENTARY SCHOOL. Locations only — no ratings are shown here.

School locations
1

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

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What it costs

Home values

What homes are worth in 33484

$0$100K$200K$300K200020052010201520202025Peak December 2022 · $271,087Latest · $200,469
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 33484 was worth $76,574.

Values peaked at $271,087 in December 2022. The latest reading is −26.0% from that peak.

As of August 2026: $200,469, −6.4% over twelve months.

Typical home value
$200,469
12-month change
−6.4%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$200,469
Loan at 20% down
$160,375
30-year fixed rate
7.40%
Monthly principal + interest
$1,110
Median household income, per month
$4,745
Share of income
23.4%
0%30%60%
At today's rate, by home value, 2000–2026: 8.9% → 23.4%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $200,469. Put 20% down and borrow $160,375 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,110 a month in principal and interest.

The median household here earns $56,942 a year, $4,745 a month. So the payment takes 23.4% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.9% in 2000.

Payment share of income
23.4%
Monthly P&I
$1,110

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$500$1K$2K$2K2000200520102015202020252.68% rate · $5616.67% rate · $1,031
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $458.

In December 2020, with rates at 2.68%, it was $561.

By August 2026, at 6.67%, it was $1,031 — +84% since December 2020, while the home's value moved +16%.

Payment change since 2020
+84%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$100K$200K$300K$400K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +162% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $151,127. So the real change is +33%, not +162%.

Real change since 2000
+33%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

33484 against its neighbors

0100200300400500200020052010201520202025
33484 (2000 = 100)Palm Beach County (2000 = 100)Florida (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

33484: +162% since January 2000.

Palm Beach County: +281% since January 2000.

Florida: +245% since January 2000 — 33484 ran behind it by 83 points.

Change since 2000
+162%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

33484 among Florida ZIPs

Affordability — price vs local income
95th pct
Appreciation — recent value growth
2nd pct
Rental yield — rent vs price
99th pct
Source: Zillow (ZHVI) · Census ACS · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)

Against 1,098 Florida ZIP codes, 33484 sits at the 95th percentile for affordability (price vs local income).

2nd for appreciation (recent value growth); 99th for rental yield (rent vs price).

Affordability percentile
95th

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$1,311
principal + interest $1,110 · taxes & insurance est. $201
Rent: typical rent (ZORI)
$2,693
Price-to-rent ratio
6.2
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $1,311 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,693 a month.

Price divided by a year's rent: 6.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
6.2

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

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What's moving

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo5.1 mo5.1 months of supplyNet +26 / month · inventory growing
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 101 a month (Redfin, 3-month rolling data through August 2026). That is 105% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 384. That is 128% of the 2015–2019 level for the same months.

Going out — closed sales: about 75 a month. That is 80% of the 2015–2019 level for the same months. The drain is drawn 35% narrower: the share of homes for sale that sell each month is 65% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 5.1 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 26 more homes came on than sold each month, so inventory is growing. The basin is filling.

Months of supply
5.1

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

05010015020252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 75 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 84 — so sales ran at 89% of it, and below it in 23 of the last 24 months.

Sales vs 2015–19 level
89%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

02,0004,0006,0008,00020226,09020235,49220244,08920254,228
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Palm Beach County, builders pulled permits for 4,228 new homes in 2025.

Of those, 59% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
4,228

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

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Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
16,244
Moved out (top-10 destination counties)
16,068
Net households
+176
Top origins
Broward, FL7,488
Miami-Dade, FL2,734
St. Lucie, FL1,085
Top destinations
Broward, FL5,681
St. Lucie, FL3,326
Miami-Dade, FL1,755
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Palm Beach County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 16,244 moved in. Among the ten receiving the most, 16,068 moved out.

Net across those counties: +176 households. Beside it, homes for sale in this ZIP: 384 in June 2026.

Most arrivals came from Broward, FL (7,488 households); most departures went to Broward, FL (5,681).

Net households (top-10 flows)
+176

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

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What to do

Own a home here?What's my home worth?Enter your address for a county-record value range. Buying?Compare 33484 with 33417The same story, side by side. An agent?See where the index is livethe farm territory and this page's sponsor spot.

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Link: https://lotvox.com/story/miami/zip/33484