ZIP 33132

33132 is one of 80 ZIP codes that lie mostly in Miami-Dade County, FL.

Shaded by typical home value, it ranks 23 of the 39 nearby ZIPs shown.

27 school locations in 33132: 4 elementary, 3 middle, 11 high, 9 other.

In alphabetical order: ACADEMIR CHARTER SCHOOL ELEMENTARY SOUTH, BRIDGEPREP ACADEMY OF GREATER MIAMI, BRIGHTVIEW PREPARATORY ACADEMY, COLLEGE AND CAREERS, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 33132 was worth $164,652.

Values peaked at $566,585 in November 2023. The latest reading is −9.3% from that peak.

As of August 2026: $513,694, −1.7% over twelve months.

Start with the typical home: $513,694. Put 20% down and borrow $410,955 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,845 a month in principal and interest.

The median household here earns $109,505 a year, $9,125 a month. So the payment takes 31.2% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.0% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $986.

In December 2020, with rates at 2.68%, it was $1,260.

By August 2026, at 6.67%, it was $2,643 — +110% since December 2020, while the home's value moved +32%.

Reported values rose +212% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $324,958. So the real change is +58%, not +212%.

33132: +212% since January 2000.

Miami-Dade County: +330% since January 2000.

Florida: +245% since January 2000 — 33132 ran behind it by 33 points.

Against 1,098 Florida ZIP codes, 33132 sits at the 55th percentile for affordability (price vs local income).

33rd for appreciation (recent value growth); 71st for rental yield (rent vs price).

Owning the typical home costs about $3,359 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $3,511 a month.

Price divided by a year's rent: 12.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 113 a month (Redfin, 3-month rolling data through August 2026). That is 152% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 648. That is 120% of the 2015–2019 level for the same months.

Going out — closed sales: about 38 a month. That is 104% of the 2015–2019 level for the same months. The drain is drawn 6% narrower: the share of homes for sale that sell each month is 94% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 16.9 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 74 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 38 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 38 — so sales ran at 100% of it, and below it in 11 of the last 24 months.

Across Miami-Dade County, builders pulled permits for 16,535 new homes in 2025.

Of those, 16% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Miami-Dade County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 19,476 moved in. Among the ten receiving the most, 31,005 moved out.

Net across those counties: −11,529 households. Beside it, homes for sale in this ZIP: 648 in June 2026.

Most arrivals came from Broward, FL (10,482 households); most departures went to Broward, FL (17,471).

County assessor records list 10,507 properties with a market value here. Their average assessed market value is $446,930; the typical home value is $513,694.

The assessor average sits −13.0% from the market figure — an average against a typical value, so treat it as a check, not a verdict.