Lotvox market story
ZIP 80433
Conifer, Jefferson County, CO
What homes are worth, what they cost to carry, how fast they sell — one step at a time.
- Typical home value
- $739,272
- 12-month change
- −3.1%
- Months of supply
- 5.5
This week since 2026-10-08: Months of supply 5.5 (was 5.7) · Payment share of income 38.2% (was 37.8%)
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Who's going to sell in 80433 this year?
Lotvox Turnover Index
Ranking every home in 80433 by how likely it is to sell
The Lotvox Turnover Index is scored here but not published yet: a ZIP goes live only when its held-out capture beats 20% on at least 30 recorded sales.
Where
80433 in Jefferson County, CO
80433 is one of 27 ZIP codes that lie mostly in Jefferson County, CO.
Shaded by typical home value, it ranks 4 of the 25 with a value.
- Value rank in county
- 4 of 25
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Around 80433
Mapped in and around 80433: 79 places to go — 38 trails, 14 dining, 13 day trips.
- Places mapped
- 79
Source: National Park Service, National Register of Historic Places; USGS 3D Elevation Program; USGS Protected Areas Database of the United States (PAD-US); Wikidata (CC0); © OpenStreetMap contributors (ODbL) · data as of 2026-09-21
Local life
Schools in 80433
3 school locations in 80433: 1 elementary, 1 middle, 1 high.
In alphabetical order: West Jefferson Elementary School, West Jefferson Middle School, and more on the ZIP page. Locations only — no ratings are shown here.
- School locations
- 3
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
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What it costs
Home values
What homes are worth in 80433
In January 2000 the typical home in 80433 was worth $231,795.
Values peaked at $793,318 in June 2022. The latest reading is −6.8% from that peak.
As of August 2026: $739,272, −3.1% over twelve months.
- Typical home value
- $739,272
- 12-month change
- −3.1%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $739,272. Put 20% down and borrow $591,418 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $4,095 a month in principal and interest.
The median household here earns $128,580 a year, $10,715 a month. So the payment takes 38.2% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.0% in 2000.
- Payment share of income
- 38.2%
- Monthly P&I
- $4,095
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,388.
In December 2020, with rates at 2.68%, it was $1,951.
By August 2026, at 6.67%, it was $3,803 — +95% since December 2020, while the home's value moved +23%.
- Payment change since 2020
- +95%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +219% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $457,471. So the real change is +62%, not +219%.
- Real change since 2000
- +62%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
80433 against its neighbors
80433: +219% since January 2000.
Jefferson County: +213% since January 2000.
Colorado: +199% since January 2000 — 80433 ran ahead of it by 20 points.
- Change since 2000
- +219%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
80433 among Colorado ZIPs
Against 476 Colorado ZIP codes, 80433 sits at the 44th percentile for affordability (price vs local income).
9th for appreciation (recent value growth); 77th for rental yield (rent vs price).
- Affordability percentile
- 44th
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)
Lotvox lens
Rent or own
Owning the typical home costs about $4,834 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $3,366 a month.
Price divided by a year's rent: 18.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 18.3
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
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What's moving
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 26 a month (Redfin, 3-month rolling data through August 2026). That is 87% of the 2015–2019 level for the same months.
On the shelf — homes for sale at the end of the period: 81.
Going out — closed sales: about 15 a month. The drain is drawn 56% narrower: the share of homes for sale that sell each month is 44% of its 2015–2019 level.
The ladder: homes for sale ÷ monthly sales = 5.5 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.
The net reading: about 11 more homes came on than sold each month, so inventory is growing. The basin is filling.
- Months of supply
- 5.5
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 15 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 24 — so sales ran at 63% of it, and below it in 17 of the last 24 months.
- Sales vs 2015–19 level
- 63%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Jefferson County, builders pulled permits for 1,118 new homes in 2025.
Of those, 72% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 1,118
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
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Who's holding, who's leaving
Housing pulse
Migration and inventory
This ZIP sits in Jefferson County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 16,902 moved in. Among the ten receiving the most, 15,755 moved out.
Net across those counties: +1,147 households. Beside it, homes for sale in this ZIP: 81 in June 2026.
Most arrivals came from Denver, CO (7,255 households); most departures went to Denver, CO (5,051).
- Net households (top-10 flows)
- +1,147
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
County records
On the county rolls
County assessor records list 4,102 properties with a market value here. Their average assessed market value is $722,426; the typical home value is $739,272.
The assessor average sits −2.3% from the market figure — an average against a typical value, so treat it as a check, not a verdict.
- Properties on the roll
- 4,102
Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)
Who's holding
How long owners in 80433 have held
Of 3,672 homes with a recorded purchase date, 17% have had the same owner for 20 years or more, and 37% changed hands in the last five.
22% are owned from a different mailing address, 4% from out of state.
- Held 20+ years
- 17%
- Owned from elsewhere
- 22%
Source: County assessor and recorder public records · data as of 2026-10-11
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