Lotvox market story
ZIP 80131
Louviers, Douglas County, CO
What homes are worth, what they cost to carry, how fast they sell — one step at a time.
- Typical home value
- $532,911
- 12-month change
- −1.0%
- Payment share of income
- 42.9%
This week since 2026-10-08: Payment share of income 42.9% (was 42.4%) · Monthly P&I $2,952 (was $2,917)
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Who's going to sell in 80131 this year?
Lotvox Turnover Index
Ranking every home in 80131 by how likely it is to sell
The Lotvox Turnover Index is scored here but not published yet: a ZIP goes live only when its held-out capture beats 20% on at least 30 recorded sales.
Where
80131 in Douglas County, CO
80131 is one of 14 ZIP codes that lie mostly in Douglas County, CO.
Shaded by typical home value, it ranks 14 of the 14 with a value.
- Value rank in county
- 14 of 14
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Around 80131
Mapped in and around 80131: 12 places to go — 12 day trips.
- Places mapped
- 12
Source: National Park Service, National Register of Historic Places; USGS 3D Elevation Program; USGS Protected Areas Database of the United States (PAD-US); Wikidata (CC0) · data as of 2026-09-23
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What it costs
Home values
What homes are worth in 80131
In June 2009 the typical home in 80131 was worth $210,347.
Values peaked at $562,515 in June 2022. The latest reading is −5.3% from that peak.
As of August 2026: $532,911, −1.0% over twelve months.
- Typical home value
- $532,911
- 12-month change
- −1.0%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $532,911. Put 20% down and borrow $426,329 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $2,952 a month in principal and interest.
The median household here earns $82,500 a year, $6,875 a month. So the payment takes 42.9% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 16.9% in 2009.
- Payment share of income
- 42.9%
- Monthly P&I
- $2,952
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in June 2009 (5.42%) the payment was $947.
In December 2020, with rates at 2.68%, it was $1,410.
By August 2026, at 6.67%, it was $2,742 — +95% since December 2020, while the home's value moved +22%.
- Payment change since 2020
- +95%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +153% since June 2009.
General prices (CPI-U) rose +56% over the same span.
Divide one by the other: in August 2026 dollars, the 2009 home was worth $327,219. So the real change is +63%, not +153%.
- Real change since 2009
- +63%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
80131 against its neighbors
80131: +153% since June 2009.
Douglas County: +133% since June 2009.
Colorado: +134% since June 2009 — 80131 ran ahead of it by 19 points.
- Change since 2009
- +153%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
80131 among Colorado ZIPs
Against 476 Colorado ZIP codes, 80131 sits at the 30th percentile for affordability (price vs local income).
33rd for appreciation (recent value growth).
- Affordability percentile
- 30th
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)
Lotvox lens
Rent or own
Owning the typical home costs about $3,485 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,193 a month.
Price divided by a year's rent: 20.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 20.3
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
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What's moving
Housing pulse
Sales pace vs. normal
Homes sold: about 0 a month in July 2026 (Redfin).
The 2015–2019 level for the same month was 0 — so sales ran at NaN% of it, and below it in 2 of the last 24 months.
- Sales vs 2015–19 level
- NaN%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-07
New supply
Homes being permitted
Across Douglas County, builders pulled permits for 2,398 new homes in 2025.
Of those, 61% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 2,398
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
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Who's holding, who's leaving
Housing pulse
Migration and inventory
This ZIP sits in Douglas County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 10,326 moved in. Among the ten receiving the most, 7,977 moved out.
Net across those counties: +2,349 households. Beside it, homes for sale in this ZIP: 4 in June 2026.
Most arrivals came from Arapahoe, CO (4,025 households); most departures went to Arapahoe, CO (2,753).
- Net households (top-10 flows)
- +2,349
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
County records
On the county rolls
County assessor records list 109 properties with a market value here. Their average assessed market value is $486,968; the typical home value is $532,911.
The assessor average sits −8.6% from the market figure — an average against a typical value, so treat it as a check, not a verdict.
- Properties on the roll
- 109
Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)
Who's holding
How long owners in 80131 have held
Of 109 homes with a recorded purchase date, 45% have had the same owner for 20 years or more, and 24% changed hands in the last five.
63% are owned from a different mailing address, 1% from out of state.
- Held 20+ years
- 45%
- Owned from elsewhere
- 63%
Source: County assessor and recorder public records · data as of 2026-10-11
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