ZIP 75082

75082 is one of 29 ZIP codes that lie mostly in Collin County, TX — 85% of its own area is in the county.

Shaded by typical home value, it ranks 10 of the 28 with a value.

4 school locations in 75082: 3 elementary, 1 other.

In alphabetical order: MILLER EL, RICHARDSON CLASSICAL ACADEMY, SCHELL EL, STINSON EL. Locations only — no ratings are shown here.

In January 2000 the typical home in 75082 was worth $236,144.

Values peaked at $583,781 in May 2024. The latest reading is −7.9% from that peak.

As of August 2026: $537,634, −3.5% over twelve months.

Start with the typical home: $537,634. Put 20% down and borrow $430,107 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,978 a month in principal and interest.

The median household here earns $107,720 a year, $8,977 a month. So the payment takes 33.2% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 14.6% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,414.

In December 2020, with rates at 2.68%, it was $1,319.

By August 2026, at 6.67%, it was $2,766 — +110% since December 2020, while the home's value moved +32%.

Reported values rose +128% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $466,055. So the real change is +15%, not +128%.

75082: +128% since January 2000.

Collin County: +150% since January 2000.

Texas: +160% since January 2000 — 75082 ran behind it by 33 points.

Against 1,763 Texas ZIP codes, 75082 sits at the 17th percentile for affordability (price vs local income).

15th for appreciation (recent value growth); 13th for rental yield (rent vs price).

Owning the typical home costs about $3,516 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,635 a month.

Price divided by a year's rent: 27.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 26 a month (Redfin, 3-month rolling data through August 2026). That is 76% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 61.

Going out — closed sales: about 19 a month. The drain is drawn 21% narrower: the share of homes for sale that sell each month is 79% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.2 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 7 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 19 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 23 — so sales ran at 83% of it, and below it in 23 of the last 24 months.

Across Collin County, builders pulled permits for 19,082 new homes in 2025.

Of those, 58% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Collin County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 26,739 moved in. Among the ten receiving the most, 24,810 moved out.

Net across those counties: +1,929 households. Beside it, homes for sale in this ZIP: 61 in June 2026.

Most arrivals came from Dallas, TX (12,881 households); most departures went to Dallas, TX (9,550).

County assessor records list 205 properties with a market value here. Their average assessed market value is $561,308; the typical home value is $537,634.

The assessor average sits +4.4% from the market figure — an average against a typical value, so treat it as a check, not a verdict.