Richardson 75082

Dallas-Fort Worth-Arlington, TX · Collin County, TX · 2,984 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

49affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
31%
stretched
Days on market
26
daily
Price cuts
26.9%
of active
Valuation
+1.9%
vs assessor
Look up an address
46
/100
Mixed
cooling · seller slight · prices easing year-over-year.
Price trend
0
Affordability
65
Valuation
90
Economic health
49

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

50/ 100SellerBalancedBuyer
Balanced Market
DOM: 58d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)10
Supply & Demand (20%)85
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)60

Balanced market in 75082. List price is roughly fair — focus on condition and value. Payment burden: 31.0% of median income. Median days on market: 58. Renting is approximately 137% cheaper than buying (price-to-rent ratio: 28.4).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGSELLER SLIGHT

Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 4.5% YoY.

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Market snapshoteach number, once

Median price
$550,875
▾ 4.5% YoY
Days on market
26
daily · zip_data
Median rent
$1,619
ZORI
Investor score
23/100
cash-flow lens
Active listings
57
90-day

Valuation3 lenses, different anchors

vs assessor
+1.9%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$561,308
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+77.9%
County-wide market — the widest, slowest signal.
Dallas+77.9%
Collin+64.6%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$202
Price-to-income5.1×

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How 75082 ranks in TX
percentile vs all Texas ZIPs · n=1763
Market velocity93%
Supply tightness78%
Affordability17%
Investment yield13%
Appreciation12%

Affordability, supply & momentum

47SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply10.1 mo
Days on Market26d
Inv vs History+19.2%
Listing Density4.7/1k
Affordability — payment burden
Monthly payment (P&I)$2,783
Payment burden31%
Median income · ZIP$107,720
Mortgage rate6.49% · 30yr
Total monthly own$3,334
Monthly rent$1,619
Market dynamics
Price cut %26.9%
Momentumcooling
LeverageSELLER SLIGHT
Months of supply10.1
Sales (90d)0
Investment analysis
Median rent$1,619
Price-to-rent28.4
Est. cap rate2.3%
Buy vs rentfavors renting

Livability

Walk score9
Transit score1
Bike score

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Collin County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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