ZIP 80106 vs ZIP 80117

80106 is one of 7 ZIP codes that lie mostly in Elbert County, CO — 80% of its own area is in the county.

Shaded by typical home value, it ranks 1 of the 6 with a value.

Mapped in and around 80106: 15 places to go — 6 day trips, 4 arts & venues, 2 trails.

2 school locations in 80106: 1 elementary, 1 high.

In alphabetical order: Elbert Elementary School, and more on the ZIP page. Locations only — no ratings are shown here.

80117 is one of 7 ZIP codes that lie mostly in Elbert County, CO.

Shaded by typical home value, it ranks 2 of the 6 with a value.

Mapped in and around 80117: 10 places to go — 4 day trips, 3 parks & open space, 2 trails.

3 school locations in 80117: 1 elementary, 1 middle, 1 high.

In alphabetical order: Kiowa Elementary School, Kiowa High School, Kiowa Middle School. Locations only — no ratings are shown here.

In February 2002 the typical home in 80106 was worth $186,214.

Values peaked at $752,250 in June 2022. The latest reading is −4.1% from that peak.

As of August 2026: $721,568, −1.6% over twelve months.

Start with the typical home: $721,568. Put 20% down and borrow $577,254 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,997 a month in principal and interest.

The median household here earns $152,554 a year, $12,713 a month. So the payment takes 31.4% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.1% in 2002.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in February 2002 (6.89%) the payment was $980.

In December 2020, with rates at 2.68%, it was $1,842.

By August 2026, at 6.67%, it was $3,712 — +101% since December 2020, while the home's value moved +27%.

Reported values rose +287% since February 2002.

General prices (CPI-U) rose +88% over the same span.

Divide one by the other: in August 2026 dollars, the 2002 home was worth $349,550. So the real change is +106%, not +287%.

80106: +288% since February 2002.

Elbert County: +153% since February 2002.

Colorado: +145% since February 2002 — 80106 ran ahead of it by 142 points.

Owning the typical home costs about $4,718 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,278 a month.

Price divided by a year's rent: 47.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 80117 was worth $190,848.

Values peaked at $691,902 in August 2026. The latest reading is the peak.

As of August 2026: $691,902, +2.2% over twelve months.

Start with the typical home: $691,902. Put 20% down and borrow $553,522 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,832 a month in principal and interest.

The median household here earns $104,342 a year, $8,695 a month. So the payment takes 44.1% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.2% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,143.

In December 2020, with rates at 2.68%, it was $1,723.

By August 2026, at 6.67%, it was $3,560 — +107% since December 2020, while the home's value moved +30%.

Reported values rose +263% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $376,658. So the real change is +84%, not +263%.

80117: +263% since January 2000.

Elbert County: +195% since January 2000.

Colorado: +199% since January 2000 — 80117 ran ahead of it by 64 points.

Against 476 Colorado ZIP codes, 80117 sits at the 27th percentile for affordability (price vs local income).

76th for appreciation (recent value growth); 3rd for rental yield (rent vs price).

Owning the typical home costs about $4,524 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,190 a month.

Price divided by a year's rent: 48.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 6 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 5 — so sales ran at 120% of it, and below it in 9 of the last 24 months.

Across Elbert County, builders pulled permits for 333 new homes in 2025.

Of those, 86% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Homes sold: about 4 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 6 — so sales ran at 67% of it, and below it in 19 of the last 24 months.

Across Elbert County, builders pulled permits for 333 new homes in 2025.

Of those, 86% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Elbert County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 918 moved in. Among the ten receiving the most, 560 moved out.

Net across those counties: +358 households. Beside it, homes for sale in this ZIP: 23 in June 2026.

Most arrivals came from Douglas, CO (400 households); most departures went to Douglas, CO (214).

County assessor records list 1,827 properties with a market value here. Their average assessed market value is $655,302; the typical home value is $721,568.

The assessor average sits −9.2% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Elbert County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 918 moved in. Among the ten receiving the most, 560 moved out.

Net across those counties: +358 households. Beside it, homes for sale in this ZIP: 13 in June 2026.

Most arrivals came from Douglas, CO (400 households); most departures went to Douglas, CO (214).

County assessor records list 961 properties with a market value here. Their average assessed market value is $557,615; the typical home value is $691,902.

The assessor average sits −19.4% from the market figure — an average against a typical value, so treat it as a check, not a verdict.