ZIP 80106

80106 is one of 7 ZIP codes that lie mostly in Elbert County, CO — 80% of its own area is in the county.

Shaded by typical home value, it ranks 1 of the 6 with a value.

Mapped in and around 80106: 15 places to go — 6 day trips, 4 arts & venues, 2 trails.

2 school locations in 80106: 1 elementary, 1 high.

In alphabetical order: Elbert Elementary School, and more on the ZIP page. Locations only — no ratings are shown here.

In February 2002 the typical home in 80106 was worth $186,214.

Values peaked at $752,250 in June 2022. The latest reading is −4.1% from that peak.

As of August 2026: $721,568, −1.6% over twelve months.

Start with the typical home: $721,568. Put 20% down and borrow $577,254 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,997 a month in principal and interest.

The median household here earns $152,554 a year, $12,713 a month. So the payment takes 31.4% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.1% in 2002.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in February 2002 (6.89%) the payment was $980.

In December 2020, with rates at 2.68%, it was $1,842.

By August 2026, at 6.67%, it was $3,712 — +101% since December 2020, while the home's value moved +27%.

Reported values rose +287% since February 2002.

General prices (CPI-U) rose +88% over the same span.

Divide one by the other: in August 2026 dollars, the 2002 home was worth $349,550. So the real change is +106%, not +287%.

80106: +288% since February 2002.

Elbert County: +153% since February 2002.

Colorado: +145% since February 2002 — 80106 ran ahead of it by 142 points.

Owning the typical home costs about $4,718 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,278 a month.

Price divided by a year's rent: 47.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 6 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 5 — so sales ran at 120% of it, and below it in 9 of the last 24 months.

Across Elbert County, builders pulled permits for 333 new homes in 2025.

Of those, 86% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Elbert County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 918 moved in. Among the ten receiving the most, 560 moved out.

Net across those counties: +358 households. Beside it, homes for sale in this ZIP: 23 in June 2026.

Most arrivals came from Douglas, CO (400 households); most departures went to Douglas, CO (214).

County assessor records list 1,827 properties with a market value here. Their average assessed market value is $655,302; the typical home value is $721,568.

The assessor average sits −9.2% from the market figure — an average against a typical value, so treat it as a check, not a verdict.