ZIP 44108

44108 is one of 52 ZIP codes that lie mostly in Cuyahoga County, OH.

Shaded by typical home value, it ranks 38 of the 39 nearby ZIPs shown.

7 school locations in 44108: 5 middle, 1 high, 1 other.

In alphabetical order: Citizens Leadership Academy, Citizens Leadership Academy East, Franklin D. Roosevelt, Glenville High School, and more on the ZIP page. Locations only — no ratings are shown here.

In March 2013 the typical home in 44108 was worth $46,075.

Values peaked at $88,812 in March 2025. The latest reading is −12.3% from that peak.

As of August 2026: $77,887, −8.6% over twelve months.

Start with the typical home: $77,887. Put 20% down and borrow $62,310 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $431 a month in principal and interest.

The median household here earns $32,530 a year, $2,711 a month. So the payment takes 15.9% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.4% in 2013.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in March 2013 (3.57%) the payment was $167.

In December 2020, with rates at 2.68%, it was $213.

By August 2026, at 6.67%, it was $401 — +88% since December 2020, while the home's value moved +18%.

Reported values rose +69% since March 2013.

General prices (CPI-U) rose +44% over the same span.

Divide one by the other: in August 2026 dollars, the 2013 home was worth $66,278. So the real change is +18%, not +69%.

44108: +69% since March 2013.

Cuyahoga County: +129% since March 2013.

Ohio: +121% since March 2013 — 44108 ran behind it by 52 points.

Owning the typical home costs about $509 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,205 a month.

Price divided by a year's rent: 5.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 41 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 137.

Going out — closed sales: about 22 a month. The drain is drawn 2% narrower: the share of homes for sale that sell each month is 98% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 6.3 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 19 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 22 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 13 — so sales ran at 169% of it, and below it in 0 of the last 24 months.

Across Cuyahoga County, builders pulled permits for 1,896 new homes in 2025.

Of those, 40% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Cuyahoga County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 9,796 moved in. Among the ten receiving the most, 12,251 moved out.

Net across those counties: −2,455 households. Beside it, homes for sale in this ZIP: 137 in June 2026.

Most arrivals came from Lorain, OH (2,213 households); most departures went to Lorain, OH (2,947).

County assessor records list 344 properties with a market value here. Their average assessed market value is $262,050; the typical home value is $77,887.

The assessor average sits +236.4% from the market figure — an average against a typical value, so treat it as a check, not a verdict.