ZIP 44106

44106 is one of 52 ZIP codes that lie mostly in Cuyahoga County, OH.

Shaded by typical home value, it ranks 17 of the 39 nearby ZIPs shown.

9 school locations in 44106: 1 elementary, 4 middle, 4 high.

In alphabetical order: Bolton, Cleveland Early College High, Cleveland School of Architecture & Design, Cleveland School of Science & Medicine, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 44106 was worth $169,086.

Values peaked at $232,072 in December 2006. The latest reading is −10.5% from that peak.

As of August 2026: $207,740, +0.6% over twelve months.

Start with the typical home: $207,740. Put 20% down and borrow $166,192 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,151 a month in principal and interest.

The median household here earns $42,869 a year, $3,572 a month. So the payment takes 32.2% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 26.2% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,012.

In December 2020, with rates at 2.68%, it was $545.

By August 2026, at 6.67%, it was $1,069 — +96% since December 2020, while the home's value moved +23%.

Reported values rose +23% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $333,709. So the real change is −38%, not +23%.

44106: +23% since January 2000.

Cuyahoga County: +107% since January 2000.

Ohio: +133% since January 2000 — 44106 ran behind it by 110 points.

Owning the typical home costs about $1,358 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,480 a month.

Price divided by a year's rent: 11.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 29 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 92.

Going out — closed sales: about 22 a month.

The ladder: homes for sale ÷ monthly sales = 4.1 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 7 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 22 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 13 — so sales ran at 169% of it, and below it in 7 of the last 24 months.

Across Cuyahoga County, builders pulled permits for 1,896 new homes in 2025.

Of those, 40% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Cuyahoga County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 9,796 moved in. Among the ten receiving the most, 12,251 moved out.

Net across those counties: −2,455 households. Beside it, homes for sale in this ZIP: 92 in June 2026.

Most arrivals came from Lorain, OH (2,213 households); most departures went to Lorain, OH (2,947).

County assessor records list 367 properties with a market value here. Their average assessed market value is $162,200; the typical home value is $207,740.

The assessor average sits −21.9% from the market figure — an average against a typical value, so treat it as a check, not a verdict.