Lotvox market story
ZIP 60521
DuPage County, IL
What homes are worth, what they cost to carry, how fast they sell — one step at a time.
- Typical home value
- $1,266,773
- 12-month change
- +9.5%
- Months of supply
- 1.9
This week since 2026-10-08: Months of supply 1.9 (was 2.1) · Payment share of income 34.5% (was 34.1%)
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Who's going to sell in 60521 this year?
Lotvox Turnover Index
Ranking every home in 60521 by how likely it is to sell
The Lotvox Turnover Index isn't offered for 60521 yet.
Where
60521 in DuPage County, IL
60521 is one of 37 ZIP codes that lie mostly in DuPage County, IL — 83% of its own area is in the county.
Shaded by typical home value, it ranks 1 of the 36 with a value.
- Value rank in county
- 1 of 36
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 60521
6 school locations in 60521: 4 elementary, 1 middle, 1 high.
In alphabetical order: Hinsdale Central High School, Hinsdale Middle School, Madison Elem School, Monroe Elem School, and more on the ZIP page. Locations only — no ratings are shown here.
- School locations
- 6
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
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What it costs
Home values
What homes are worth in 60521
In January 2000 the typical home in 60521 was worth $633,813.
Values peaked at $1,266,773 in August 2026. The latest reading is the peak.
As of August 2026: $1,266,773, +9.5% over twelve months.
- Typical home value
- $1,266,773
- 12-month change
- +9.5%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $1,266,773. Put 20% down and borrow $1,013,418 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $7,017 a month in principal and interest.
The median household here earns $244,318 a year, $20,360 a month. So the payment takes 34.5% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 17.2% in 2000.
- Payment share of income
- 34.5%
- Monthly P&I
- $7,017
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $3,795.
In December 2020, with rates at 2.68%, it was $2,807.
By August 2026, at 6.67%, it was $6,517 — +132% since December 2020, while the home's value moved +46%.
- Payment change since 2020
- +132%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +100% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $1,250,895. So the real change is +1%, not +100%.
- Real change since 2000
- +1%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
60521 against its neighbors
60521: +100% since January 2000.
DuPage County: +124% since January 2000.
Illinois: +128% since January 2000 — 60521 ran behind it by 28 points.
- Change since 2000
- +100%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
60521 among Illinois ZIPs
Against 1,303 Illinois ZIP codes, 60521 sits at the 3rd percentile for affordability (price vs local income).
84th for appreciation (recent value growth); 10th for rental yield (rent vs price).
- Affordability percentile
- 3rd
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)
Lotvox lens
Rent or own
Owning the typical home costs about $8,283 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $3,900 a month.
Price divided by a year's rent: 27.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 27.1
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
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What's moving
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 28 a month (Redfin, 3-month rolling data through August 2026). That is 61% of the 2015–2019 level for the same months.
On the shelf — homes for sale at the end of the period: 61. That is 24% of the 2015–2019 level for the same months.
Going out — closed sales: about 32 a month. That is 77% of the 2015–2019 level for the same months.
The ladder: homes for sale ÷ monthly sales = 1.9 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.
The net reading: about 4 more homes sold than came on each month, so inventory is shrinking. The basin is draining.
- Months of supply
- 1.9
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 32 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 29 — so sales ran at 110% of it, and below it in 20 of the last 24 months.
- Sales vs 2015–19 level
- 110%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across DuPage County, builders pulled permits for 1,265 new homes in 2025.
Of those, 67% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 1,265
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
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Who's holding, who's leaving
Housing pulse
Migration and inventory
This ZIP sits in DuPage County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 17,101 moved in. Among the ten receiving the most, 16,921 moved out.
Net across those counties: +180 households. Beside it, homes for sale in this ZIP: 61 in June 2026.
Most arrivals came from Cook, IL (11,143 households); most departures went to Cook, IL (8,374).
- Net households (top-10 flows)
- +180
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
County records
On the county rolls
County assessor records list 2,471 properties with a market value here. Their average assessed market value is $940,000; the typical home value is $1,266,773.
The assessor average sits −25.8% from the market figure — an average against a typical value, so treat it as a check, not a verdict.
- Properties on the roll
- 2,471
Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)
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