San Antonio 78240

San Antonio-New Braunfels, TX · Bexar County, TX · 12,003 properties with county records

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San Antonio 78240 is in Bexar County, TX, part of the San Antonio Metro. The typical home value in San Antonio 78240 is $261,726 (Zillow Home Value Index, September 2026), down 0.2% from a year earlier. Homes that sold went under contract in a median 59 days, and 28% of listings took a price cut (Redfin Data Center, period ending Sep 30, 2026). On Lotvox's market-leverage reading of that data, with 5.8 months of supply, sellers hold a slight edge. The Lotvox Turnover Index is not published for 78240 yet: it appears only where a held-out test on the county's recorded sales beats chance. Across Bexar County's 65 ZIPs with a Zillow value, the middle one is $239,080, so 78240 sits 9% above the county middle. Typical rent is $1,256 a month (Zillow Observed Rent Index, September 2026). Lotvox holds county assessor records for 12,003 properties in 78240.

Headline value data through September 2026. Each source below carries its own date.

Is 78240 a buyer's or seller's market?

By Lotvox's leverage reading of Redfin data through Sep 30, 2026, 78240 is a seller's market, narrowly. Homes went under contract in a median 59 days with 5.8 months of supply.

What do homes in 78240 sell for?

The typical home value in 78240 is $261,726 (Zillow Home Value Index, September 2026), down 0.2% in a year. County records put the median at about $161 per square foot (computed Apr 21, 2026).

Who is likely to sell in 78240?

Lotvox only publishes its Turnover Index where a held-out test on recorded sales beats chance, and 78240 has not passed that test yet. When it does, the score appears here.

How does 78240 compare to Bexar County?

78240's typical value of $261,726 compares with a middle value of $239,080 across Bexar County's 65 ZIPs. Both are Zillow Home Value Index figures for September 2026.

Where does this 78240 data come from?

Values and rents come from Zillow's research data, sales pace from the Redfin Data Center, and property counts and turnover from county assessor and deed records. Each number on this page carries its own date, and the method is published at lotvox.com/methodology.

Sources: Zillow Home Value Index (ZHVI) (as of Sep 30, 2026) · Redfin Data Center (as of Sep 30, 2026) · Zillow Observed Rent Index (ZORI) (as of Sep 30, 2026) · county assessor records (counted Oct 27, 2026) · How Lotvox works
Cite as: Lotvox ZIP market record, 78240 San Antonio, TX, data through September 2026, https://lotvox.com/san-antonio/zip/78240

Listings Flow Ladder — 78240

Faucet, basin and drain — new listings in, active inventory, closed sales out.as of Sep 30, 2026

the basin is fillingnet 15 listings/mo
balanced 4–6 mo5.8 mo
Faucet — new listings
47/mo
82% of normal (57) · trickle
Basin — active listings
183
176% of normal (104) · balanced· baseline thin
Months of supply
5.8 mo
derived — not published at this grain
Drain — closed sales
32/mo
65% of normal (49)
Net — faucet minus drain
+15/mo
filling
Reading
current
as of 2026-09-30
Compare against:
2015-01-01 to 2019-12-31 · 5 same-month points

How plugged is the drain? Two definitions, both ours, deliberately not reconciled.

  • 65%Absorption vs its own normal— 1 - (closed sales / active listings) / same-month median of that ratio
  • 35%Closed sales vs its own normal— 1 - closed sales per month / same-month median closed sales per month

Closed sales over 24 months — two different numbers, deliberately not merged.

  • 10/mofall in the monthly rate (24%)— peak 42/mo (2025-08-31) to 32/mo now
  • 287transactions that did not happen— summed monthly shortfall vs the same-month normal, over 24 months below it (vs 2015-19 (COVID excluded))
  • rate_drop_from_peak is a change in the monthly rate; cumulative_shortfall_vs_normal counts transactions not transacted. They are different quantities and are not interchangeable.
2026-09-30

Redfin market data (county + ZIP), via Lotvox. As of 2026-09-30. Normal = same-month median of monthly rates, minimum 3 same-month points. Source window 3 months (flows shown per month). months_of_supply is not published at this grain (0 non-null rows measured); derived here as active listings / closed sales per month. A fresher supply-only read (46 new, 171 active, 2026-09-01, Realtor.com inventory (county + ZIP), via Lotvox) is available but is NOT used in the net — that source publishes no closed sales, so subtracting across it would mix two vintages.

Should you buy here?

buyer-timing lens
57affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
27.7%
affordable
Days on market
59
daily
Price cuts
27.5%
of active
Valuation
+2.4%
vs assessor

Days on market and price cuts: Redfin Data Center, rolling 90 days.

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Rent vs own — the renter's question first
$1,256
median rent · per month
$1,700
total cost to own · per month
+$444
more to own · per month

Rent: Zillow Observed Rent Index (ZORI). Ownership cost: Zillow Home Value Index (ZHVI), 20% down, 30-year loan at the current mortgage rate, plus 1.2% of the price a year.

Rent to price — the investor's question first
17.4×
price to annual rent
Lower is friendlier to a buy-to-let case. This is a ratio of published medians, not a yield on any particular property.

Price: Zillow Home Value Index (ZHVI). Annual rent: 12 months of Zillow Observed Rent Index (ZORI).

66
/100
Stable
stable · seller slight · prices easing year-over-year.
Price trend
35
Affordability
85
Valuation
90
Economic health
57

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / seller

buyer-timing lens
45/ 100SellerBalancedBuyer
Balanced Market
DOM: 74d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)50
Days on Market (5%)75

Balanced market in 78240. List price is roughly fair — focus on condition and value. Payment burden: 26.3% of median income. Median days on market: 74. Renting is approximately 62% cheaper than buying (price-to-rent ratio: 19.5).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLESELLER SLIGHT

Market is holding steady with balanced conditions. Sellers hold a slight edge.

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Market snapshot

each number, once
Median price
$261,726
▾ 0.2% YoY
Days on market
59
Redfin
Median rent
$1,256
ZORI
Investor score
51/100
cash-flow lens
Active listings
183
90-day

Median price: Zillow Home Value Index (ZHVI). Median rent: Zillow Observed Rent Index (ZORI). Days on market and active listings: Redfin Data Center, rolling 90 days.

Valuation

3 lenses, different anchors
vs assessor
+2.4%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$268,000
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+55.2%
County-wide market — the widest, slowest signal.
Bexar+55.2%
Bexar+55.2%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$161
Price-to-income4.3×

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How 78240 ranks in TX
percentile vs all Texas ZIPs · n=1763
Market velocity60%
Supply tightness54%
Affordability31%
Investment yield37%
Appreciation52%

Affordability, supply & momentum

28SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply15.2 mo
Days on Market59d
Inv vs History+10.6%
Listing Density7.4/1k
Affordability — payment burden
Monthly payment (P&I)$1,438
Payment burden27.7%
Median income · ZIP$62,203
Mortgage rate7.32% · 30yr
Total monthly own$1,700
Monthly rent$1,256
Market dynamics
Price cut %27.5%
Momentumstable
LeverageSELLER SLIGHT
Months of supply5.8
Sales (90d)95
Investment analysis
Median rent$1,256
Price-to-rent17.4
Est. cap rate3.3%
Buy vs rentneutral

Livability

Walk score6
Transit score4
Bike score—

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Housing pulse

4 charts, one facade
Payment Shock ≠ Price Crash
27.7%affordable
payment burden — est. P&I $1,438/mo on $261,726 vs median income $62,203
7.32% 30yr fixed (as of 2026-10-22) · 20% down, 30yr fixed
200820172026$0k$70k$140k$210k$280k$0$400$800$1,200$1,600
home value (left)est. monthly payment (right)
estimated monthly P&I at the CURRENT rate (7.32% as of 2026-10-22), held constant — 20% down, 30yr fixed
as of 2026-09-30 · Zillow ZHVI + FRED MORTGAGE30US (fred, as of 2026-10-22) + Census median household income
Real Home Values
$261,726in 2026-09 dollars (nominal $261,726)
2002201020172026$0k$80k$160k$240k$320k
real (2026-09 = 100 deflator)nominal
price basis: Zillow ZHVI
as of 2026-09-30 · Zillow ZHVI + CPI (national deflator)
Listings Flow Ladder
New listings
46.667
Active listings
183
Closed sales
31.667
Net flow
+15 · filling
months of supply 5.8 (balanced band 4–6)
20242025202620260204080
new listingsclosed sales
as of 2026-09-30 · Redfin market data (county + ZIP), via Lotvox
Migration vs Inventory
county migration (parent)
-2,031net migration (2022-2023), losing — households
in 11,866 · out 13,897 · Bexar County, TX (parent county of this ZIP)
2013201720212026055110220
active inventory
as of 2026-07-01 · IRS SOI county-to-county migration flows 2022-2023 + Redfin inventory history

Price bands

mix-shift

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Bexar County context

macro · jobs · debt · migration
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Nearby ZIP codes

Typical home value: Zillow Home Value Index (ZHVI); change is the 12-month change.

Owner stock, age of householder

Tenure by age of householder (ACS B25007) is not published below county. Any ZIP figure here is DERIVED from the county's age-specific owner rates applied to this ZIP's own age structure — never read directly.

Derived — this ZIP
12.9% in 2023
of owner-occupied homes have a householder 75 or older
~12,032 estimated owner households in this ZIP.
Measured — its county
  • Bexar11.2% in 2023
ACS B25007, published at county grain.