San Antonio 78208

San Antonio-New Braunfels, TX · Bexar County, TX · 2,256 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

20affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
48.3%
severe
Days on market
114
daily
Price cuts
24.6%
of active
Valuation
-0.9%
vs assessor
Look up an address
38
/100
Weak
stable · balanced · prices easing year-over-year.
Price trend
42
Affordability
10
Valuation
90
Economic health
20

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

60/ 100SellerBalancedBuyer
Negotiate Hard
Needs 37.9% correction for affordability
DOM: 118d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)100
Valuation Gap (25%)10
Supply & Demand (20%)85
Buy vs Rent (15%)0
Cancellation Rate (10%)100
Days on Market (5%)100

Moderate buyer leverage in 78208. Room to negotiate 5-10% below list. Payment burden: 48.4% of median income. A 28% price correction needed to reach 30% affordability threshold. Median days on market: 118.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$184,919
▾ 0.3% YoY
Days on market
114
daily · zip_data
Median rent
$1,646
ZORI
Investor score
85/100
cash-flow lens
Active listings
19
90-day

Valuation3 lenses, different anchors

vs assessor
-0.9%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$183,210
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+56.1%
County-wide market — the widest, slowest signal.
Bexar+56.1%
Bexar+56.1%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$176
Price-to-income8.0×

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How 78208 ranks in TX
percentile vs all Texas ZIPs · n=1763
Market velocity22%
Supply tightness70%
Affordability3%
Investment yield95%
Appreciation53%

Affordability, supply & momentum

33SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply9.0 mo
Days on Market114d
Inv vs History-23.4%
Listing Density10.2/1k
Affordability — payment burden
Monthly payment (P&I)$934
Payment burden48.3%
Median income · ZIP$23,194
Mortgage rate6.49% · 30yr
Total monthly own$1,119
Monthly rent$1,646
Market dynamics
Price cut %24.6%
Momentumstable
LeverageBALANCED
Months of supply9
Sales (90d)0
Investment analysis
Median rent$1,646
Price-to-rent9.4
Est. cap rate6.9%
Buy vs rentfavors buying

Livability

Walk score16
Transit score16
Bike score

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Bexar County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Nearby ZIP codes