Cottonwood Heights 84121

Salt Lake City, UT · Salt Lake County, UT · 11,933 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

35affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
39.7%
severe
Days on market
42
daily
Price cuts
23.8%
of active
Valuation
-7.1%
vs assessor
Look up an address
54
/100
Mixed
warming · seller slight · prices rising year-over-year.
Price trend
82
Affordability
25
Valuation
70
Economic health
35

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

60/ 100SellerBalancedBuyer
Negotiate Hard
Needs 24.4% correction for affordability
DOM: 48d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)75
Valuation Gap (25%)25
Supply & Demand (20%)85
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)60

Moderate buyer leverage in 84121. Room to negotiate 5-10% below list. Payment burden: 39.7% of median income. A 12% price correction needed to reach 30% affordability threshold. Median days on market: 48. Renting is approximately 182% cheaper than buying (price-to-rent ratio: 33.9).

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
WARMINGSELLER SLIGHT

Market is warming with rising prices. Sellers hold a slight edge.

Address lookup$99 report path

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Market snapshoteach number, once

Median price
$752,419
▴ 2.4% YoY
Days on market
42
daily · zip_data
Median rent
$1,852
ZORI
Investor score
35/100
cash-flow lens
Active listings
109
90-day

Valuation3 lenses, different anchors

vs assessor
-7.1%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$699,000
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+85.8%
County-wide market — the widest, slowest signal.
Salt Lake+85.8%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$259
Price-to-income6.5×

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How 84121 ranks in UT
percentile vs all Utah ZIPs · n=240
Market velocity56%
Supply tightness71%
Affordability31%
Investment yield33%
Appreciation48%

Affordability, supply & momentum

38SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply11.3 mo
Days on Market42d
Inv vs History+6.4%
Listing Density7.1/1k
Affordability — payment burden
Monthly payment (P&I)$3,801
Payment burden39.7%
Median income · ZIP$114,912
Mortgage rate6.49% · 30yr
Total monthly own$4,553
Monthly rent$1,852
Market dynamics
Price cut %23.8%
Momentumwarming
LeverageSELLER SLIGHT
Months of supply11.3
Sales (90d)0
Investment analysis
Median rent$1,852
Price-to-rent33.9
Est. cap rate1.9%
Buy vs rentfavors renting

Livability

Walk score3
Transit score2
Bike score

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Salt Lake County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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