Holladay 84117

Salt Lake City, UT · Salt Lake County, UT · 11,732 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

19affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
48.8%
severe
Days on market
36
daily
Price cuts
27.1%
of active
Valuation
+5.2%
vs assessor
Look up an address
45
/100
Mixed
warming · balanced · prices rising year-over-year.
Price trend
75
Affordability
10
Valuation
70
Economic health
19

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

66/ 100SellerBalancedBuyer
Negotiate Hard
Needs 38.5% correction for affordability
DOM: 50d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)100
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)60

Moderate buyer leverage in 84117. Room to negotiate 5-10% below list. Payment burden: 48.9% of median income. A 28% price correction needed to reach 30% affordability threshold. Median days on market: 50. Renting is approximately 212% cheaper than buying (price-to-rent ratio: 37.5).

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers. Prices up 3.2% YoY.

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Market snapshoteach number, once

Median price
$704,571
▴ 3.2% YoY
Days on market
36
daily · zip_data
Median rent
$1,565
ZORI
Investor score
36/100
cash-flow lens
Active listings
104
90-day

Valuation3 lenses, different anchors

vs assessor
+5.2%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$740,900
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+85.8%
County-wide market — the widest, slowest signal.
Salt Lake+85.8%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$274
Price-to-income8.1×

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How 84117 ranks in UT
percentile vs all Utah ZIPs · n=240
Market velocity69%
Supply tightness65%
Affordability11%
Investment yield23%
Appreciation66%

Affordability, supply & momentum

31SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply12.6 mo
Days on Market36d
Inv vs History+32.5%
Listing Density10.0/1k
Affordability — payment burden
Monthly payment (P&I)$3,559
Payment burden48.8%
Median income · ZIP$87,451
Mortgage rate6.49% · 30yr
Total monthly own$4,264
Monthly rent$1,565
Market dynamics
Price cut %27.1%
Momentumwarming
LeverageBALANCED
Months of supply12.6
Sales (90d)0
Investment analysis
Median rent$1,565
Price-to-rent37.5
Est. cap rate1.7%
Buy vs rentfavors renting

Livability

Walk score4
Transit score5
Bike score

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Salt Lake County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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