Durham 27712

Durham-Chapel Hill, NC · Durham County, NC · 11,156 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

53affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
28.6%
stretched
Days on market
28
daily
Price cuts
32.1%
of active
Valuation
-41.2%
vs assessor
Look up an address
47
/100
Mixed
stable · balanced · prices easing year-over-year.
Price trend
35
Affordability
65
Valuation
35
Economic health
53

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

40/ 100SellerBalancedBuyer
Balanced Market
DOM: 60d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)25
Supply & Demand (20%)85
Buy vs Rent (15%)50
Cancellation Rate (10%)0
Days on Market (5%)60

Balanced market in 27712. List price is roughly fair — focus on condition and value. Payment burden: 28.7% of median income. Median days on market: 60. Renting is approximately 53% cheaper than buying (price-to-rent ratio: 18.4).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers. Prices down 1.3% YoY.

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Market snapshoteach number, once

Median price
$430,686
▾ 1.3% YoY
Days on market
28
daily · zip_data
Median rent
$1,955
ZORI
Investor score
53/100
cash-flow lens
Active listings
92
90-day

Valuation3 lenses, different anchors

vs assessor
-41.2%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$253,410
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+68.0%
County-wide market — the widest, slowest signal.
Durham+68.0%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$220
Price-to-income4.7×

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How 27712 ranks in NC
percentile vs all North Carolina ZIPs · n=834
Market velocity90%
Supply tightness62%
Affordability37%
Investment yield58%
Appreciation16%

Affordability, supply & momentum

32SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply12.0 mo
Days on Market28d
Inv vs History+45.8%
Listing Density9.8/1k
Affordability — payment burden
Monthly payment (P&I)$2,176
Payment burden28.6%
Median income · ZIP$91,190
Mortgage rate6.49% · 30yr
Total monthly own$2,606
Monthly rent$1,955
Market dynamics
Price cut %32.1%
Momentumstable
LeverageBALANCED
Months of supply12
Sales (90d)0
Investment analysis
Median rent$1,955
Price-to-rent18.4
Est. cap rate3.5%
Buy vs rentneutral

Livability

Walk score5
Transit score1
Bike score

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Durham County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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