Garner 27529

Raleigh-Cary, NC · Wake County, NC · 8,362 properties · updated 7/26/2026

Should you buy here?buyer-timing lens

55affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden

27.8%

affordable

Days on market

daily

Price cuts

33.7%

of active

Valuation

-32.8%

vs assessor

Look up an address

/100

Mixed

cooling · balanced · prices easing year-over-year.

Price trend

Affordability

Valuation

Economic health

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

Balanced Market

DOM: 77d (stable) · Market Dynamics rolling median · hourly

Score Components

Payment Burden (25%)25

Valuation Gap (25%)40

Supply & Demand (20%)85

Buy vs Rent (15%)50

Cancellation Rate (10%)50

Days on Market (5%)75

Balanced market in 27529. List price is roughly fair — focus on condition and value. Payment burden: 27.3% of median income. Median days on market: 77. Renting is approximately 44% cheaper than buying (price-to-rent ratio: 17.3).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.

COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 1.6% YoY.

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<p style="font:12px system-ui;margin:4px 0 0"><a href="https://lotvox.com/raleigh/zip/27529?utm_source=embed&utm_medium=backlink">Garner 27529 housing market data</a> by <a href="https://lotvox.com/">Lotvox</a></p>

Market snapshoteach number, once

Median price

$388,051

▾ 1.6% YoY

Days on market

daily · zip_data

Median rent

$1,869

ZORI

Investor score

56/100

cash-flow lens

Active listings

235

90-day

Valuation3 lenses, different anchors

vs assessor

-32.8%

Market vs assessed value — a tax-roll lag, not a deal signal.

Avg assessor$260,783

county CAMA · properties_v

vs income

—

Fair-value model not available for this market.

fair_value_scores · 10-state coverage

vs county comps

+65.1%

County-wide market — the widest, slowest signal.

Johnston+65.1%

Wake+65.6%

Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.

Pricing detail

Price / sqft$104

Price-to-income4.5×

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How 27529 ranks in NC

percentile vs all North Carolina ZIPs · n=834

Market velocity70%

Supply tightness65%

Affordability46%

Investment yield62%

Appreciation12%

Affordability, supply & momentum

37SUPPLY

BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply9.8 mo

Days on Market49d

Inv vs History-5.5%

Listing Density11.8/1k

Affordability — payment burden

Monthly payment (P&I)$2,005

Payment burden27.8%

Median income · ZIP$86,426

Mortgage rate6.71% · 30yr

Total monthly own$2,393

Monthly rent$1,869

Market dynamics

Price cut %33.7%

Momentumcooling

LeverageBALANCED

Months of supply9.8

Sales (90d)0

Investment analysis

Median rent$1,869

Price-to-rent17.3

Est. cap rate3.7%

Buy vs rentneutral

Livability

Walk score3

Transit score—

Bike score—

Historical trends

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Price bandsmix-shift

Price Bands — the median behind the median

A single median rises whenever expensive homes become a bigger share of what sells, even if no tier got more expensive. These are the tiers underneath it, computed from recorded arms-length deed transactions in Wake.

Aggregate median +1.1% YoY in Wake, NC (county), but the under-$500k tier is -0.1% — the rise is mix shift, not appreciation. Over the same year the under-$500k share of sales moved from 55.3% to 54.7% (-0.6pp) and the $1M+ share from 6.6% to 7.7% (+1.1pp).

Current tiers · 12 months to Aug 25floor 10 sales/tier

4 tiers had too few sales in this ZIP and are shown at county or metro level — see the stamp on each row.

Tier	Median	$/sqft	Sales	Share	Source
Under $250k	$215k	$174	42	5.5%	ZIP
$250k–$500k	$370k	$208	490	63.6%	ZIP
$500k–$750k	$543k	$177	229	29.7%	ZIP
$750k–$1M	$835k	$259	1,526	—	COUNTY · Wake, NC
$1M–$1.5M	$1.20M	$304	813	—	COUNTY · Wake, NC
$1.5M–$2M	$1.65M	$377	259	—	COUNTY · Wake, NC
$2M+	$2.43M	$470	156	—	COUNTY · Wake, NC
All sales (the headline median)	$404k	$195	770	100%	ZIP

ZIP-level history was too thin to draw the tiers; served at county level (Wake, NC), by quarter.

Share of sales by tier (quarterly)

If the upper tiers widen over time, the headline median rises on composition alone.

Under $250k
$250k–$500k
$500k–$750k
$750k–$1M
$1M–$1.5M
$1.5M–$2M
$2M+

Median within each tier, against the headline median (quarterly)

The blue line is the single number NAR-style reporting quotes. The gold lines are what each tier actually did. Log scale — the tiers span an order of magnitude, and on a log axis equal slopes mean equal percentage moves, which is the comparison being made.

Under $250k
$250k–$500k
$500k–$750k
$750k–$1M
$1M–$1.5M
$1.5M–$2M
$2M+
All sales (headline)

National context — not local

NAR's aggregate existing-home median for the United States and the South census region. This is the figure the tiers above are a check on. It is national/regional and says nothing about 27529.

United States
South

Copyright, National Association of Realtors. Reprinted with permission. Retrieved from FRED, Federal Reserve Bank of St. Louis. FRED publishes a rolling 13-month window for these series.

Tiers computed from Lotvox parcel and deed substrate through Aug 25 (10 later months withheld as partially loaded). Sample floor 10 sales per tier; below it a figure is drawn from the county or metro and labelled, or left blank. Multi-parcel bulk deeds and duplicate records are excluded.

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Wake County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

This ZIP code crosses county lines. Property data shows Johnston (92.5%) and Wake (7.3%). County metrics below are shown separately for each county.

Johnston (92.5%)

Wake (7.3%)

ZIP 27529→2 counties

12-Month Direction

+4Stable

Confidence

100%

DeterioratingStableImproving

BuildersLens Market Intelligence

Market Score

40· Weak

Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.

Payment Burden56

26.7%

affordable

Source: Lotvox · Updated 2026-05-15

Buy vs Rent44

1.347x

rent advantage

Source: Lotvox · Updated 2026-05-15

Valuation14

+65.1%

overvalued

Source: Lotvox comps · Updated 2026-05-15

Supply/Demand15

3.7 mo

balanced

Source: Lotvox MLS · Updated 2026-05-15

Insurance Risk

45/100

moderate

Source: FEMA/NFIP · Updated 2026-04

County distress indicators

ECONOMIC INDICATORS

Economic indicators remain stronger than national averages.

Unemployment Rate

Lower than most U.S. counties

Source: BLS LAUS · 2026-0667d ago

Poverty Rate

Near national averages

Median Household Income

Higher than most U.S. counties

Cost of Living (RPP)

Lower than most U.S. counties

Home Value (ZHVI)$344,953

County data: BLS, Census ACS, CDC, FBI UCR, Federal Reserve, USDA · Coverage derived from property records · Counties with <2% coverage excluded as likely data errors