Clayton 27520

Raleigh-Cary, NC · Johnston County, NC · 18,859 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

60affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
24.3%
affordable
Days on market
70
daily
Price cuts
34.3%
of active
Valuation
+104%
vs assessor
Look up an address
55
/100
Mixed
stable · balanced · prices easing year-over-year.
Price trend
35
Affordability
95
Valuation
20
Economic health
60

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

49/ 100SellerBalancedBuyer
Balanced Market
DOM: 88d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)40
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)75
Days on Market (5%)75

Balanced market in 27520. List price is roughly fair — focus on condition and value. Payment burden: 24.3% of median income. Median days on market: 88. Renting is approximately 30% cheaper than buying (price-to-rent ratio: 15.6).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers. Prices down 1.3% YoY.

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Market snapshoteach number, once

Median price
$339,065
▾ 1.3% YoY
Days on market
70
daily · zip_data
Median rent
$1,813
ZORI
Investor score
65/100
cash-flow lens
Active listings
285
90-day

Valuation3 lenses, different anchors

vs assessor
+104.0%
Market vs assessed value �� a tax-roll lag, not a deal signal.
Avg assessor$691,785
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+65.7%
County-wide market — the widest, slowest signal.
Johnston+65.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$187
Price-to-income4.0×

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How 27520 ranks in NC
percentile vs all North Carolina ZIPs · n=834
Market velocity44%
Supply tightness0%
Affordability67%
Investment yield74%
Appreciation16%

Affordability, supply & momentum

19SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply17.6 mo
Days on Market70d
Inv vs History+7.5%
Listing Density17.4/1k
Affordability — payment burden
Monthly payment (P&I)$1,713
Payment burden24.3%
Median income · ZIP$84,545
Mortgage rate6.49% · 30yr
Total monthly own$2,052
Monthly rent$1,813
Market dynamics
Price cut %34.3%
Momentumstable
LeverageBALANCED
Months of supply17.6
Sales (90d)0
Investment analysis
Median rent$1,813
Price-to-rent15.6
Est. cap rate4.2%
Buy vs rentneutral

Livability

Walk score5
Transit score
Bike score

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Johnston County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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