Scottsdale 85258

Maricopa County, AZ · 15,093 properties · updated 7/26/2026

Should you buy here?buyer-timing lens

18affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
50.7%
severe
Days on market
57
daily
Price cuts
33.7%
of active
Valuation
-29.7%
vs assessor
Look up an address
41
/100
Mixed
warming · seller slight · prices rising year-over-year.
Price trend
75
Affordability
10
Valuation
50
Economic health
18

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

53/ 100SellerBalancedBuyer
Balanced Market
Needs 40.8% correction for affordability
DOM: 49d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)100
Valuation Gap (25%)25
Supply & Demand (20%)20
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)60

Balanced market in 85258. List price is roughly fair — focus on condition and value. Payment burden: 49.9% of median income. A 30% price correction needed to reach 30% affordability threshold. Median days on market: 49. Renting is approximately 172% cheaper than buying (price-to-rent ratio: 32.7).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
WARMINGSELLER SLIGHT

Market is warming with rising prices. Sellers hold a slight edge. Prices up 3.7% YoY.

Turnover Index · Live in this ZIPBacktest: 35.5% of later sellers were already in the top 20% (random = 20%, 31 held-out sales) · 6,379 parcels scored nightly

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Market snapshoteach number, once

Median price
$860,397
▴ 3.7% YoY
Days on market
57
daily · zip_data
Median rent
$2,041
ZORI
Investor score
37/100
cash-flow lens
Active listings
238
90-day

Valuation3 lenses, different anchors

vs assessor
-29.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$604,800
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+70.4%
County-wide market — the widest, slowest signal.
Maricopa+70.4%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$485
Price-to-income8.2×

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How 85258 ranks in AZ
percentile vs all Arizona ZIPs · n=398
Market velocity60%
Supply tightness98%
Affordability10%
Investment yield11%
Appreciation91%

Affordability, supply & momentum

60SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply2.6 mo
Days on Market57d
Inv vs History-3.4%
Listing Density19.0/1k
Affordability — payment burden
Monthly payment (P&I)$4,446
Payment burden50.7%
Median income · ZIP$105,171
Mortgage rate6.71% · 30yr
Total monthly own$5,307
Monthly rent$2,041
Market dynamics
Price cut %33.7%
Momentumwarming
LeverageSELLER SLIGHT
Months of supply2.6
Sales (90d)0
Investment analysis
Median rent$2,041
Price-to-rent32.7
Est. cap rate2.0%
Buy vs rentfavors renting

Livability

Walk score6
Transit score1
Bike score

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Price bandsmix-shift

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Maricopa County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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