Scottsdale 85251

Maricopa County, AZ · 19,444 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

41affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
35.9%
stretched
Days on market
79
daily
Price cuts
34.8%
of active
Valuation
-45.9%
vs assessor
Look up an address
39
/100
Weak
cooling · seller slight · prices easing year-over-year.
Price trend
35
Affordability
45
Valuation
35
Economic health
41

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

40/ 100SellerBalancedBuyer
Balanced Market
Needs 16.4% correction for affordability
DOM: 98d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)10
Supply & Demand (20%)20
Buy vs Rent (15%)75
Cancellation Rate (10%)50
Days on Market (5%)100

Balanced market in 85251. List price is roughly fair — focus on condition and value. Payment burden: 35.9% of median income. Median days on market: 98. Renting is approximately 85% cheaper than buying (price-to-rent ratio: 22.2).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGSELLER SLIGHT

Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 1.4% YoY.

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Market snapshoteach number, once

Median price
$528,159
▾ 1.4% YoY
Days on market
79
daily · zip_data
Median rent
$1,984
ZORI
Investor score
40/100
cash-flow lens
Active listings
444
90-day

Valuation3 lenses, different anchors

vs assessor
-45.9%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$285,700
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+71.3%
County-wide market — the widest, slowest signal.
Maricopa+71.3%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$281
Price-to-income5.9×

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How 85251 ranks in AZ
percentile vs all Arizona ZIPs · n=398
Market velocity30%
Supply tightness64%
Affordability33%
Investment yield43%
Appreciation32%

Affordability, supply & momentum

54SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply2.6 mo
Days on Market79d
Inv vs History-6.5%
Listing Density20.2/1k
Affordability — payment burden
Monthly payment (P&I)$2,668
Payment burden35.9%
Median income · ZIP$89,151
Mortgage rate6.49% · 30yr
Total monthly own$3,196
Monthly rent$1,984
Market dynamics
Price cut %34.8%
Momentumcooling
LeverageSELLER SLIGHT
Months of supply2.6
Sales (90d)0
Investment analysis
Median rent$1,984
Price-to-rent22.2
Est. cap rate2.9%
Buy vs rentfavors renting

Livability

Walk score10
Transit score1
Bike score
Places & amenities in ZIP 85251 · 103 mapped
Leaflet © OpenStreetMap contributors © CARTO
Parks & open space16
Chesnutt ParkPaiute ParkPima ParkCamelback ParkIndian School ParkLafayette Parkway+10 more
Trails7
Crosscut Canal PathArizona Canal PathIndian Bend Wash pathSoleri BridgeNorth 78th StreetMountain Vista Route+1 more
Recreation & aquatics12
CorePower YogaF45 TrainingCA Yoga BarrePaiute Neighborhood CenterOSYB Baseball FieldsPhysio Yoga+6 more
Venues & culture22
Paul Scott GalleryScottsdale Center for The Performing ArtsScottsdale Museum of Contemporary ArtCamelview at Fashion SquareScottsdale Neighborhood Arts PlaceCivic Center Library+16 more
Dining & cafés40
Problem LoungeLa Locanda Italian BistroBourbon & BonesSizzle Korean BarbecueStarbucksYellow Spruce Roasters+34 more
Land & water3
Schrader's PondIndian Bend WashCrosscut Canal
Getting around2
Loloma StationScottsdale Fashion Square
Weekend range11
Usdi Bureau Of Reclamation, Central Arizona Project, Orme Dam Water Reserve Withdrawal · national conservation area17 mi
Sierra Estrella Wilderness Area · wilderness area27 mi
Superstition Wilderness Water Sources, Plo 5368 Watershed Withdrawal · national conservation area32 mi
Four Peaks Wilderness · wilderness area35 mi
Three-Bar Watersheds Research Area, Plo 3263 Watershed Withdrawal · national conservation area39 mi
Hells Canyon Wilderness Area · wilderness area41 mi
Gila River Waterfowl Management Area · national conservation area42 mi
Mazatzal Wilderness · wilderness area43 mi
McFarland State Historic Park · state park44 mi
North Maricopa Mountains Wilderness Area · wilderness area44 mi

Straight-line distance from the ZIP centroid (USGS PAD-US).

1,249 ft above sea level elevation · USGS 3DEPScottsdale: incorporated/founded 1894; named after Winfield Scott · Wikidata

Place data: NPS National Register of Historic Places · USGS 3D Elevation Program · USGS Protected Areas Database (PAD-US) · Wikidata · © OpenStreetMap contributors — licensed ODbL (OpenStreetMap), CC0 (Wikidata) and US public domain (USGS, NPS, Census). Every place shown comes from the named sources; nothing is editorialized.

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Maricopa County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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